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Radabet vs Mozzartbet: paybills, tax, products compared honestly (2026)

Side-by-side comparison of Radabet and Mozzartbet in Kenya. Both GRA-licensed, same tax, different product depth and identity.

AO
by Reviewed by Michael Mwangi
7 min read Updated 20 August 2026

Gambling is for adults aged 18+ only.

Only play with money you can afford to lose. paybillke lists operators that hold a current GRA licence at the time of verification. Confirm on gra.go.ke before depositing. If gambling is becoming a problem, support is available. Call the GRA helpline on 0800 222 333.

Compare operators

Sign up on Radabet

18+. Play responsibly. Ownership disclosed above.

BK

Betika

GRA-licensed

Kenya-founded operator. Paybill 290290, M-PESA deposits and withdrawals, Grand and Midweek jackpots.

Visit Betika
SP

SportPesa

GRA-licensed

Kenya-founded operator. Mega Jackpot, M-PESA deposits via paybill, app and web.

Visit SportPesa
SB

Sportybet

GRA-licensed

Pan-African operator. Live betting, instant virtuals, M-PESA paybill deposits.

Visit Sportybet
HB

Helabet

GRA-licensed

BetWinner-network operator. Wide market coverage, multi-language support.

Visit Helabet
OD

Odibets

GRA-licensed

Kenya-founded operator. Daily and weekly jackpots, Aviator, USSD betting.

Visit Odibets
BP

Betpawa

GRA-licensed

Low-stake-friendly operator. Airtel Money deposit angle, simple UX.

Visit Betpawa
MZ

Mozzartbet

GRA-licensed

European operator with KE licence. Daily Jackpot, sports and casino.

Visit Mozzartbet
RA

Radabet Kenya

GRA-licensed

GRA-licensed casino, Aviator, and sportsbook. M-PESA paybill 4966000.

Visit Radabet Kenya

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At a glance

AttributeRadabetMozzartbet
M-PESA paybill4966000290059
Merchant nameRADABET / RADABET KENYAMOZZARTBET
Websiteradabet.co.kemozzartbet.co.ke
LicenceGRA (Kenya)GRA (Kenya)
Deposit excise5% (Finance Act 2025)5% (Finance Act 2025)
Withdrawal excise5% (Finance Act 2025)5% (Finance Act 2025)
Withholding on winningsNoneNone
SportsbookYesYes, wide European coverage
Aviator / crashYesYes
CasinoYesYes, strong casino product
JackpotYesYes (long-standing Bonanza / Daily formats)
Native AndroidAPK on radabet.co.keAPK on mozzartbet.co.ke
Google PlayNo (Play policy)No (Play policy)
HeritageKenya-focusedEuropean-origin, multi-market

Verify all paybills directly on the operator's website before depositing.

Paybill and deposit

Both use standard M-PESA paybill with your Safaricom number as the account. Radabet is 4966000. Mozzartbet's paybill is published on mozzartbet.co.ke; always verify current numbers on the operator's own site before you deposit. Both flows are identical to any Kenyan paybill deposit: Lipa na M-PESA, Pay Bill, business number, account, amount, PIN. Wallet credits in 1 to 5 minutes.

The 5% deposit excise applies identically on both. Send KES 100, wallet credits KES 95.

Products

  • Sportsbook. Mozzartbet's European heritage shows in the depth of coverage across European leagues and in the pricing on niche markets. Radabet is competitive on top fixtures and lighter on niche props.
  • Jackpot. Mozzartbet's jackpot brand is long-established in Kenya. Radabet also runs jackpots; specific pool sizes vary and we do not publish figures.
  • Casino. Mozzartbet has a stronger casino product with wider provider selection. Radabet's casino is available; provider selection may be narrower.
  • Aviator. Same Spribe game on both. Identical maths and RTP.
  • Live betting. Both have live in-play. Depth and streaming coverage varies by fixture and season.

Licence and regulation

Both are GRA-licensed in Kenya. The parent group structure differs (Mozzartbet has European roots and operates across several markets; Radabet is Kenya-focused), but the Kenyan entities are separately regulated under the same Kenyan rulebook. Both are subject to KYC, deposit and withdrawal excises, responsible-gambling tools, and GRA complaint escalation.

Tax

Identical. 5% deposit, 5% withdrawal, no withholding on winnings. Tax is not a differentiator. See Radabet tax explained for worked examples that apply identically on both.

Withdrawals

Both cap at M-PESA ceilings (KES 250,000 per transaction, KES 500,000 per day on fully verified M-PESA). Both use tiered KYC. Both auto-approve small withdrawals in minutes and route larger amounts through a manual queue. First-time large withdrawals typically take up to 24 to 48 hours while KYC is confirmed.

GRA complaint route applies to both if the operator dispute route fails; keep a documentation trail.

Bonuses and promo

Both operators run welcome offers that change frequently. Check each site directly for current figures; we do not publish specifics here because they go stale within weeks. Rollover structures are similar across the Kenyan market: 3x to 8x, 1.50 minimum odds, exclusions on Aviator and casino, 7 to 30 day expiry.

User experience

  • Radabet: lighter UI; Kenya-focused product; fewer promo popups.
  • Mozzartbet: denser feature set; strong casino integration; European-style odds display and market menu.

When each might suit you

  • Radabet may suit you if: you value a cleaner UI, prefer a Kenya-focused operator, and mostly bet on top fixtures where market depth is comparable across operators.
  • Mozzartbet may suit you if: you want European-heritage sportsbook depth, care about casino product quality, or already trust a multi-market brand.

Related resources

Related reading

Curated external sources we cite. Open in a new tab.

Compare operators

GRA-licensed Kenyan operators

18+ only. Play responsibly. Kenya helpline 1196.

BK

Betika

GRA-licensed

Kenya-founded operator. Paybill 290290, M-PESA deposits and withdrawals, Grand and Midweek jackpots.

Visit Betika
SP

SportPesa

GRA-licensed

Kenya-founded operator. Mega Jackpot, M-PESA deposits via paybill, app and web.

Visit SportPesa
SB

Sportybet

GRA-licensed

Pan-African operator. Live betting, instant virtuals, M-PESA paybill deposits.

Visit Sportybet
HB

Helabet

GRA-licensed

BetWinner-network operator. Wide market coverage, multi-language support.

Visit Helabet
OD

Odibets

GRA-licensed

Kenya-founded operator. Daily and weekly jackpots, Aviator, USSD betting.

Visit Odibets
BP

Betpawa

GRA-licensed

Low-stake-friendly operator. Airtel Money deposit angle, simple UX.

Visit Betpawa
MZ

Mozzartbet

GRA-licensed

European operator with KE licence. Daily Jackpot, sports and casino.

Visit Mozzartbet
RA

Radabet Kenya

GRA-licensed

GRA-licensed casino, Aviator, and sportsbook. M-PESA paybill 4966000.

Visit Radabet Kenya

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Ownership disclosure: paybillke.com is operated by Interconn Publishers. The site's owner has an ownership interest in Radabet. This relationship is disclosed on every page that discusses Radabet in a substantive way. Editorial coverage, verification status, and paybill rankings are set by the same rules that apply to every other operator; see the editorial process for the specifics.