Skip to content
paybillke
Calculator
USSD codes

USSD codes for Kenya, 2026

Every important Kenyan USSD shortcode in one searchable directory. Banks, M-PESA, KPLC, KRA, SHIF, Hustler Fund, eCitizen. Tap to dial on mobile. Verified quarterly.

Mobile money

6 codes

M-PESA, Airtel Money, T-Kash and related shortcuts

*334#

Safaricom M-PESA

M-PESA main menu, send money, pay bills, buy airtime, withdraw

*144#

M-PESA Quick Menu

Faster alternative M-PESA menu with quick actions

*126#

Safaricom Bonga Points

Check, redeem, or transfer Bonga loyalty points

*544#

Buy Safaricom Airtime

Buy airtime via M-PESA, no fee, for self or another line

*222#

Airtel Money

Airtel Kenya mobile money menu, send and receive

*160#

T-Kash

Telkom Kenya mobile money

Banks

14 codes

Mobile-banking USSD codes for all major Kenyan banks

*522#

KCB Bank Kenya

KCB mobile banking, balance, transfer, statement, loans

*247#

Equity Bank Kenya

Equity Eazzy mobile banking, balance, transfer, EazzyLoan

*667#

Co-operative Bank

Co-op Bank mobile banking via MCo-op Cash

*224#

Absa Bank Kenya

Absa Kenya mobile banking, Timiza access

*488#

NCBA Bank

NCBA mobile banking, M-Shwari operator

*385#

Diamond Trust Bank

DTB mobile banking, SME-focused services

*325#

Family Bank

Family Bank PesaPap mobile banking

*458#

I&M Bank

I&M Bank mobile banking

*625#

National Bank of Kenya

NBK mobile banking, KCB Group subsidiary

*208#

Stanbic Bank Kenya

Stanbic mobile banking

*329#

Standard Chartered Kenya

StanChart mobile banking

*335#

Ecobank Kenya

Ecobank pan-African mobile banking

*987#

Bank of Africa Kenya

Bank of Africa Kenya mobile banking

*618#

HFC Bank

HF Group mortgage and retail banking

Government

3 codes

KRA, SHIF, eCitizen, NSSF, NTSA

*572#

KRA iTax

KRA tax services, PIN check, M-Service tax payments

*155#

SHIF / NHIF

Social Health Insurance Fund (SHIF, replaced NHIF)

*222*222#

eCitizen

Government services portal access

Lending

1 code

Digital lenders accessible by USSD

*254#

Hustler Fund

Government Hustler Fund, cheapest digital credit in Kenya

Utilities

1 code

Kenya Power, water, county services

*977#

KPLC (Kenya Power)

Buy KPLC tokens, check bills, report outages

About this directory

paybillke verifies every USSD code against the official provider source on a quarterly cycle. Codes occasionally change, especially around system migrations. If you find a code that no longer works, tell us via the report link in the footer and we will re-verify within 48 hours.

This page covers the most-used 25 codes. The long tail (insurance companies, secondary lenders, county services) is being added in batches. Bookmark and revisit.