WI
Wise
Mid-market FX, transparent fees. UK, US, EU, AU, CA.
Visit WiseDiaspora hub
Sending money home? Get the paybill right, get the fee right.
Built for Kenyans abroad. Currency-aware fees, the right paybill for KPLC, SHA, school fees, and family support, and a remittance comparison that updates with the FX market.
Pay in your currency
We convert KES bills to USD, GBP, EUR, AED, and more, using live mid-market rates so you know what you're actually paying.
Compare remittance options
Wise, Sendwave, Lemfi, WorldRemit, see the real all-in cost to your family's paybill, with FX margin made visible.
Direct paybill deposit
Pay KPLC, SHA, or school fees in Kenya directly from abroad, Wise, Sendwave, and Lemfi all support direct paybill deposit so you skip the receive-side M-Pesa fee.
By country
Where are you sending from?
Country-specific guides covering the cheapest remittance route, average FX margin, and common pitfalls when paying directly to a Kenyan paybill.
Diaspora staples
What Kenyans abroad pay for most
UtilityMulti-network
Kenya Power and Lighting Company
Pay Kenya Power & Lighting Company (KPLC) postpaid electricity bills via M-PESA paybill 888888. Use your KPLC account number (from your bill) as the account.
Paybill 路 M-Pesa
888 888
UtilityMulti-network
Kenya Power Prepaid Tokens
Buy KPLC prepaid electricity tokens. Use your prepaid meter number as the account.
Paybill 路 M-Pesa
888 880
GovernmentMulti-network
Kenya Revenue Authority
Pay all KRA taxes (PAYE, VAT, income tax, customs, excise) via the Government single payment paybill 222222. Use your Payment Registration Number (PRN) from iTax as the account number. Per KRA notice 17/11/2023 and Kenya Gazette No. 16008/2022.
Paybill 路 M-Pesa
222 222
Government
Social Health Authority
Pay your monthly Social Health Authority contribution. Replaced NHIF on 1 October 2024 under the Social Health Insurance Act 2023.
Paybill 路 M-Pesa
200 222
GovernmentMulti-network
eCitizen
Pay for Kenyan government services via the eCitizen portal, passports, driving licenses, business permits, NTSA, immigration, and more.
Paybill 路 M-Pesa
222 222
Bank
Kenya Commercial Bank
Send money from M-Pesa to a KCB Bank account. Same paybill for all KCB account holders.
Paybill 路 M-Pesa
522 522
Compare remittance
Compare remittance providers
Lower the FX margin and you keep more of every transfer. Always compare on what your family actually receives in KES.
SW
Sendwave
Diaspora-Africa specialist. Often cheapest under $200.
Visit SendwaveLF
Lemfi
Strong UK-Kenya corridor, mobile-first app.
Visit LemfiWR
WorldRemit
Wider receive options including bank deposit and cash pickup.
Visit WorldRemitRE
Remitly
US-focused remittance with promotional FX for first transfers.
Visit RemitlyWU
Western Union
Legacy provider with the widest cash-pickup network for non-M-PESA family.
Visit Western UnionTT
TapTap Send
Africa-focused mobile app with fee-free transfers on many corridors.
Visit TapTap SendNL
NALA
East-Africa-focused app with strong UK and US corridor coverage.
Visit NALAMG
MoneyGram
Global legacy provider with deep cash-pickup network across Kenya.
Visit MoneyGramRM
Ria Money Transfer
Cash + digital, Walmart and many US retailers as sending points.
Visit Ria Money TransferCC
Chipper Cash
Pan-African app, originally peer-to-peer across Africa, now with diaspora sends.
Visit Chipper CashSK
Skrill
E-wallet first, used for international transfers and online betting payouts.
Visit SkrillSV
Sendvalu
Germany-based, EU-to-Africa corridors with cash-pickup partner network.
Visit SendvaluCompare remittance providers honestly.
Lower the FX margin, keep more of every transfer. We don't take referral fees from providers in our editorial, only on clearly-marked affiliate links.