WI
Wise
Mid-market FX, transparent fees. UK, US, EU, AU, CA.
Visit WiseDiaspora hub
Sending money home? Get the paybill right, get the fee right.
Built for Kenyans abroad. Currency-aware fees, the right paybill for KPLC, SHA, school fees, and family support — and a remittance comparison that updates with the FX market.
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Pay in your currency
We convert KES bills to USD, GBP, EUR, AED, and more — using live mid-market rates so you know what you're actually paying.
Compare remittance options
Wise, Sendwave, Lemfi, WorldRemit — see the real all-in cost to your family's paybill, with FX margin made visible.
Direct paybill deposit
Pay KPLC, SHA, or school fees in Kenya directly from abroad — Wise, Sendwave, and Lemfi all support direct paybill deposit so you skip the receive-side M-Pesa fee.
By country
Where are you sending from?
Country-specific guides covering the cheapest remittance route, average FX margin, and common pitfalls when paying directly to a Kenyan paybill.
Diaspora staples
What Kenyans abroad pay for most
UtilityMulti-network
Kenya Power and Lighting Company
Pay your KPLC postpaid electricity bill. Use your KPLC account number printed on your bill.
Paybill · M-Pesa
888 880
UtilityMulti-network
Kenya Power Prepaid Tokens
Buy KPLC prepaid electricity tokens. Use your prepaid meter number as the account.
Paybill · M-Pesa
888 880
GovernmentMulti-network
Kenya Revenue Authority
Pay your KRA taxes — PAYE, VAT, income tax, customs, and other revenue payments.
Paybill · M-Pesa
572 572
GovernmentMulti-network
eCitizen
Pay for Kenyan government services via the eCitizen portal — passports, driving licenses, business permits, NTSA, immigration, and more.
Paybill · M-Pesa
206 206
Bank
Kenya Commercial Bank
Send money from M-Pesa to a KCB Bank account. Same paybill for all KCB account holders.
Paybill · M-Pesa
522 522
Lending
Fuliza M-Pesa
Fuliza is M-Pesa's continuous overdraft. It activates automatically when you don't have enough M-Pesa for a transaction.
Send Money · M-Pesa
234
Compare remittance
Compare remittance providers
Lower the FX margin and you keep more of every transfer. Always compare on what your family actually receives in KES.
SW
Sendwave
Diaspora-Africa specialist. Often cheapest under $200.
Visit SendwaveLF
Lemfi
Strong UK-Kenya corridor, mobile-first app.
Visit LemfiWR
WorldRemit
Wider receive options including bank deposit and cash pickup.
Visit WorldRemitCompare remittance providers honestly.
Lower the FX margin, keep more of every transfer. We don't take referral fees from providers in our editorial — only on clearly-marked affiliate links.