Free tools for Kenyan mobile money
Built to actually help — not gated, not signup-walled. Use as much as you need.
Paybill lookup
Type any company name and find its M-PESA paybill instantly. Searches across 282+ verified Kenyan paybills.
Scam checker
Enter any paybill number — we tell you if it matches a verified Kenyan business or has scam-pattern warning signs.
Cheapest send-to-bank
Compare M-PESA paybill, bank app pull, and SWIFT wire for any amount and any Kenyan bank. See exact fee for each.
Diaspora calculator
Input how much you want to send from London, Dubai, New York, or Sydney. See net amount in M-PESA after FX and fees across major remittance services.
Loan eligibility checker
Pre-check your eligibility for KCB M-PESA, M-Shwari, Fuliza, Tala, Branch, and Hustler Fund based on your situation.
Paybill vs bank app
For any amount and any major Kenyan bank, see whether paying via paybill or via the bank app pulls is cheaper.
M-PESA fees calculator
The original — calculate the M-PESA fee for any transaction type and amount, with the 2026 brackets baked in.
Open M-PESA calculator