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About paybillke

Our team

paybillke is written and edited by a small team of Kenyan financial journalists. Each writer covers a beat they know personally, banking, telecom, diaspora remittance, or editorial direction. Every paybill we publish is verified by the writer who covers the relevant sector.

MM

Founder & Editor-in-Chief

Founder of paybillke. Previously covered Kenyan fintech for a decade. Writes the editorial flagship pieces, fees, tariffs, comparisons, and product reviews.

Areas of expertise

  • M-PESA fees and tariffs
  • Mobile money policy and CBK regulation
  • Comparison and review
  • Kenyan fintech history
  • Betting and gaming operators (deposits, withdrawals, GRA rules)
Read Michael's articles
AO

Senior Writer, Banking, SACCOs & Lending

Banking and lending writer covering Kenyan banks, SACCOs, microfinance, asset finance, and digital lenders. Background in financial analysis.

Areas of expertise

  • Kenyan banks and bank-to-M-PESA flows
  • SACCOs (Deposit-Taking and Non-DT)
  • Microfinance banks and group lending
  • Asset finance (boda boda, motor, equipment)
  • Digital lenders and CRB dynamics
Read Arnold's articles
DW

Writer, M-PESA, Government Payments, Tax & Payroll

Covers M-PESA, Safaricom products, telecom and government paybills, and tax and payroll: PAYE, NSSF, SHIF, Housing Levy, KRA filing and salary scales.

Areas of expertise

  • M-PESA app and USSD mechanics
  • Paybill operations and scam patterns
  • Government services (KRA, eCitizen, SHA, NSSF)
  • Telecom and pay-TV paybills
  • Lipa na M-PESA Buy Goods, Pochi, and Bulk Payment
  • PAYE, NSSF, SHIF and Housing Levy deductions
  • KRA iTax filing and salary scales
Read David's articles
JN

Writer, Diaspora, Remittance & Online Earnings

Writes for Kenyans abroad and at home navigating cross-border money. Lived in the UK for six years; covers remittance corridors, PayPal-to-M-PESA, M-PESA Global, and online earnings.

Areas of expertise

  • Diaspora remittance corridors (UK, US, UAE, AU, CA, etc.)
  • PayPal-to-M-PESA
  • M-PESA Global
  • International online jobs and freelance platforms
  • Currency exchange and cost-comparison
Read Josephine's articles

How we work

paybillke isn't a content farm. Every guide is researched and written by a named author with relevant expertise. Every paybill is verified against the merchant's official channel before publication, and re-verified quarterly. When a paybill changes, we update the page and note the date of the update visibly.

Read more about our editorial process and verification standards sets out how we source paybills, how we handle corrections, and what we will and won't publish.