Resources
Sources we cite.
paybillke is a directory and tools service — for deeper editorial on specific M-Pesa products, the resources below do excellent work and we link out to them where it helps. Reference documentation is from Safaricom, KRA, BCLB, and other Kenyan official sources we verify against.
Guides
In-depth editorial covering specific M-Pesa products and use cases.
M-Pesa Fuliza: How It Works, Charges & Limits in 2026
Comprehensive deep-dive on Fuliza overdraft mechanics.
mpesa.or.ke
Comprehensive Guide to Safaricom's My OneApp
Walkthrough of Safaricom's OneApp — features, setup, and use.
mpesa.or.ke
Paying Your Taxes to KRA Using M-Pesa: A Complete Guide
Step-by-step KRA tax payments via M-Pesa, including PRN generation.
mpesa.or.ke
How to Pay KPLC Electricity Bills (Prepaid & Postpaid) via M-Pesa
Detailed walkthrough for KPLC postpaid bills and prepaid token purchases.
mpesa.or.ke
How to Link Your M-Pesa Account to Your Bank Account
Linking M-Pesa to KCB, Equity, and other bank accounts for seamless transfers.
mpesa.or.ke
How to Use M-Pesa as a Tourist or Foreigner in Kenya
Setup guide for visitors who want to use M-Pesa during a trip to Kenya.
mpesa.or.ke
Calculators
Specialised fee calculators for M-Pesa products. Use these alongside our generic calculator.
M-Pesa Cost Calculator
Detailed cost calculator for sending and withdrawing M-Pesa transactions.
mpesa.or.ke
M-Pesa Paybill Calculator
Calculator focused on Paybill transactions specifically.
mpesa.or.ke
M-Pesa Buy Goods (Till) Calculator
Till number transaction calculator from a merchant perspective.
mpesa.or.ke
M-Pesa Fuliza Calculator
Fuliza overdraft access fee + daily charges calculator.
mpesa.or.ke
Fuliza for Business Calculator
B2B Fuliza fees for merchants who use Fuliza for Business.
mpesa.or.ke
M-Shwari Calculator
M-Shwari savings interest + loan interest calculator (NCBA).
mpesa.or.ke
M-Pesa Taasi Till Loan Calculator
Taasi merchant lending product specifically.
mpesa.or.ke
M-Pesa Ratiba Calculator
Standing-order (recurring payment) fee calculator.
mpesa.or.ke
M-Pesa Bulk Payments Calculator
B2C bulk-disbursement fees for businesses paying many recipients.
mpesa.or.ke
Official sources
First-party documentation we verify our data against.
Safaricom M-Pesa Rates (Official)
The official Safaricom M-Pesa tariff schedule. Authoritative source.
safaricom.co.ke
Safaricom Lipa na M-Pesa
Official Lipa na M-Pesa product page.
safaricom.co.ke
BCLB — Betting Control and Licensing Board
Kenya betting regulator — verify operator licences and find help with gambling.
bclb.go.ke
KRA iTax Portal
Generate Payment Registration Numbers (PRN) for KRA tax payments.
kra.go.ke
eCitizen Portal
Government services portal — passports, NTSA, business permits, and more.
ecitizen.go.ke
We have no commercial relationship with any of the sources listed above. Inclusion is editorial, based on quality and authoritativeness. If you run a Kenyan fintech resource that should be on this list, email us at hello@paybillke.com.