Verified 12 September 2026
Cashia in Kenya (2026)
Cashia is a Kenyan-built, CBK-licensed digital payments platform: a wallet for individuals, acceptance and reconciliation tools for businesses, and payment APIs for developers. Its signature feature is Stika, a unique @handle so you send and receive money without exposing your phone number. Below: what each product does, the full 2026 tariff, and how Cashia fits with M-PESA.
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Cashia tariff at a glance (2026)
Highlights from cashia.com/pricing. Confirm current bands before relying on a figure.
| Flow | Cost |
|---|---|
| Deposit from M-PESA or Airtel Money | Free |
| Deposit by local card (Visa/Mastercard) | 3% |
| Deposit by international card | 3.6% |
| Cashia to Cashia wallet | Free-KES 60 (banded) |
| Cashia to M-PESA / Airtel | Free-KES 60 (banded) |
| Pay a Cashia merchant | Free on small amounts, tiered otherwise |
| Pay an M-PESA Till or Paybill from Cashia | Up to KES 210 (largest band) |
| Agent withdrawal (KES 101+) | KES 25-250 by band |
| PesaLink to bank (KES 101+) | KES 20-100 by band |
See Cashia charges 2026 for every band and category.
Related on paybillke
Verified 12 September 2026 against cashia.com. Independent editorial, paybillke is not affiliated with Cashia. Re-check tariffs before relying on any figure.