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Verified 12 September 2026

How to Withdraw from Cashia to M-PESA

By Josephine Njeri · Cashia hub

To withdraw from Cashia to M-PESA, tap Send in the Cashia app, choose M-PESA, enter the recipient number (usually your own), the amount, and confirm with your Cashia PIN. It settles as an M-PESA deposit within seconds. Fees follow Cashia's Cashia to Other Networks table on the pricing page.

The steps

Cashia app > Send > M-PESA > phone number > amount > review > confirm with PIN. The M-PESA confirmation SMS follows on the recipient phone.

Cost

Cashia to M-PESA is charged in bands: free on very small amounts, then rising to a max of KES 60 across bands. Compare with agent withdrawal on the pricing page.

When to use PesaLink instead

For larger amounts going to your bank, PesaLink from Cashia is capped at KES 100 up to KES 999,000, often cheaper than sending to M-PESA then withdrawing from an M-PESA agent.

Frequently asked

Is Cashia to M-PESA instant?

Usually seconds.

What is the max fee?

KES 60 to other networks like M-PESA.

Cheaper alternative for big amounts?

PesaLink to your bank.

Related

Verified 12 September 2026. Independent guide, paybillke is not affiliated with Cashia. Re-check current tariffs at cashia.com/pricing before relying on any figure.