Josephine Njeri
Writer — Diaspora, Remittance & Online Earnings
Josephine Njeri is paybillke's diaspora and remittance specialist. Born in Nakuru, she lived and worked in the UK for six years before returning to Kenya in 2024. The experience of sending money home — and the frustration of doing it badly the first dozen times — shapes her work. She covers the major remittance services (Wise, Sendwave, WorldRemit, Lemfi, Western Union, Remitly), PayPal-to-M-PESA workflows, M-PESA Global, and the legitimate online jobs Kenyans use to earn from anywhere. She writes for the Kenyan abroad and the Kenyan at home equally.
Areas of expertise
- Diaspora remittance corridors (UK, US, UAE, AU, CA, etc.)
- PayPal-to-M-PESA
- M-PESA Global
- International online jobs and freelance platforms
- Currency exchange and cost-comparison
Articles by Josephine (5)
Online jobs in Kenya that pay via M-PESA: 12 legitimate options
Twelve real ways to earn online and receive payments via M-PESA. Plus the warning signs that distinguish a job from a scam.
11 min read
PayPal to M-Pesa: how to withdraw PayPal balance to M-Pesa
Kenyan freelancers withdrawing PayPal balances — Equity, Wise, and Lemfi routes compared.
9 min read
M-Pesa Global explained: cross-border send and receive
How M-Pesa Global lets you send and receive internationally. Costs, mechanics, and where it fits.
9 min read
How to use M-Pesa as a tourist or foreigner in Kenya
Visiting Kenya? Get set up at the airport in 30 minutes — what you need, what it costs, what to avoid.
8 min read
Sending money to Kenya from abroad — the 2026 paybill guide
How to pay a Kenyan paybill from London, New York, Dubai, or Sydney — fees, FX, and the cheapest route.
14 min read
More from the team
Other paybillke writers and what they cover.