Kenya Commercial Bank
Send money from M-Pesa to a KCB Bank account. Same paybill for all KCB account holders.
Paybill
522 522
Check the cost first
Send to KCB — for less
Sending money to a Kenyan bank? The M-Pesa fee depends on the amount. Check the actual cost before you press send.
Calculate the feeHow to pay KCB
M-Pesa
Pay via M-Pesa 522 522
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 522 522
- Enter Account (Account Number): Your KCB account number (the recipient's account, not yours).
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Account Number: Your KCB account number (the recipient's account, not yours).
Calculator preview
M-Pesa fees for KCB
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About KCB
Send money from M-Pesa to a KCB Bank account. Same paybill for all KCB account holders.
- Sector
- Bank
- Official site
- ke.kcbgroup.com
Frequently asked about KCB
What is KCB's paybill number?
KCB's M-Pesa paybill is 522522. Send money from M-Pesa to a KCB Bank account. Same paybill for all KCB account holders.
How do I pay KCB via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 522522, then your account (Your KCB account number (the recipient's account, not yours).), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for KCB?
Your KCB account number (the recipient's account, not yours).
Can I pay KCB from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to KCB's paybill 522 522. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying KCB?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact KCB support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to KCB went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. KCB should also confirm receipt via their channels.
Further reading
Curated external sources we cite. Open in a new tab.
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Paybill displayed: 522 522 (mpesa paybill). How we verify.