NCBA Bank Kenya
Send money from M-Pesa to an NCBA account (formerly NIC and CBA).
Check the cost first
Send to NCBA — for less
Sending money to a Kenyan bank? The M-Pesa fee depends on the amount. Check the actual cost before you press send.
Calculate the feeHow to pay NCBA
M-Pesa
Pay via M-Pesa 880 100
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 880 100
- Enter Account (Account Number): The recipient's NCBA account number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Account Number: The recipient's NCBA account number.
Calculator preview
M-Pesa fees for NCBA
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About NCBA
Send money from M-Pesa to an NCBA account (formerly NIC and CBA).
- Sector
- Bank
- Official site
- ke.ncbagroup.com
Frequently asked about NCBA
What is NCBA's paybill number?
NCBA's M-Pesa paybill is 880100. Send money from M-Pesa to an NCBA account (formerly NIC and CBA).
How do I pay NCBA via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 880100, then your account (The recipient's NCBA account number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for NCBA?
The recipient's NCBA account number.
Can I pay NCBA from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to NCBA's paybill 880 100. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying NCBA?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact NCBA support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to NCBA went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. NCBA should also confirm receipt via their channels.
Further reading
Curated external sources we cite. Open in a new tab.
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Paybill displayed: 880 100 (mpesa paybill). How we verify.