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USSD code

Absa Timiza

Timiza wallet, instant loans and savings

Provider: Absa Bank Kenya. Last verified: 2026-09-13. Category: Lending.

About this code

Absa's Timiza wallet on USSD. Instant loans, send money, pay bills, buy airtime, personal accident and last expense insurance, and Timiza Goal Savings paying 6% a year credited quarterly. You do not need an Absa bank account: Absa states Timiza lends to both Absa and non-Absa customers. Repay from M-PESA on paybill 300067 with your Timiza phone number. Timiza reports to the CRB.

What you can do

  • Instant loan
  • Repay loan
  • Savings at 6% p.a.
  • Send money
  • Pay bills
  • Buy airtime

Verify before you rely on it

Confirm the code on the operator's official channel before using it for high-value transactions. The official source for Absa Bank Kenya is the place to verify. We re-verify every quarter and flag any changes here.

Frequently asked

What does *848# do?

Timiza wallet, instant loans and savings

Is *848# free to dial?

Yes. USSD shortcodes are typically free to dial in Kenya. Service-specific charges (e.g., M-PESA fees, bank transfer fees) apply only when you initiate a transaction through the menu, not for dialling itself.

Who operates *848#?

Absa Bank Kenya operates this USSD service. For service issues or to verify the code, contact Absa Bank Kenya directly via their official channels.

Will this code work on a feature phone?

Yes. USSD works on any GSM phone, including basic feature phones. No internet, no app, no smartphone required.

Does this work on Airtel or Telkom lines?

In most cases yes, USSD codes work across all Kenyan mobile networks for non-network-specific services. However some bank and government codes may have network restrictions, dial from your default Safaricom-registered M-PESA line for the most reliable experience.

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