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USSD code

Tala

Tala digital loan via USSD

*849#Tap to dial on phone

Provider: Tala Mobile. Last verified: 2026-05-08. Category: Lending.

About this code

Tala loans without the Android app. Apply, check balance, repay via USSD if your phone can't run the app.

What you can do

  • Loan application
  • Balance check
  • Repayment via M-PESA
  • Statement request

Verify before you rely on it

Confirm the code on the operator's official channel before using it for high-value transactions. The official source for Tala Mobile is the place to verify. We re-verify every quarter and flag any changes here.

Frequently asked

What does *849# do?

Tala digital loan via USSD

Is *849# free to dial?

Yes. USSD shortcodes are typically free to dial in Kenya. Service-specific charges (e.g., M-PESA fees, bank transfer fees) apply only when you initiate a transaction through the menu, not for dialling itself.

Who operates *849#?

Tala Mobile operates this USSD service. For service issues or to verify the code, contact Tala Mobile directly via their official channels.

Will this code work on a feature phone?

Yes. USSD works on any GSM phone, including basic feature phones. No internet, no app, no smartphone required.

Does this work on Airtel or Telkom lines?

In most cases yes, USSD codes work across all Kenyan mobile networks for non-network-specific services. However some bank and government codes may have network restrictions, dial from your default Safaricom-registered M-PESA line for the most reliable experience.

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