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USSD code

Hustler Fund

Government Hustler Fund, cheapest digital credit in Kenya

*254#Tap to dial on phone

Provider: Government of Kenya. Last verified: 2026-05-06. Category: Lending.

About this code

The Hustler Fund is a Government of Kenya digital credit programme designed for financial inclusion. *254# opens the menu to opt in (KES 50 one-off fee), borrow, repay, and check your savings pot. Rate is 8% per annum, the lowest of any legitimate Kenyan digital lender.

What you can do

  • Opt in (first time)
  • Borrow loan up to assigned limit
  • Check loan and savings balance
  • Repay loan
  • Check savings interest

Verify before you rely on it

Confirm the code on the operator's official channel before using it for high-value transactions. The official source for Government of Kenya is the place to verify. We re-verify every quarter and flag any changes here.

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Frequently asked

What does *254# do?

Government Hustler Fund, cheapest digital credit in Kenya

Is *254# free to dial?

Yes. USSD shortcodes are typically free to dial in Kenya. Service-specific charges (e.g., M-PESA fees, bank transfer fees) apply only when you initiate a transaction through the menu, not for dialling itself.

Who operates *254#?

Government of Kenya operates this USSD service. For service issues or to verify the code, contact Government of Kenya directly via their official channels.

Will this code work on a feature phone?

Yes. USSD works on any GSM phone, including basic feature phones. No internet, no app, no smartphone required.

Does this work on Airtel or Telkom lines?

In most cases yes, USSD codes work across all Kenyan mobile networks for non-network-specific services. However some bank and government codes may have network restrictions, dial from your default Safaricom-registered M-PESA line for the most reliable experience.

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