Verified Kenyan betting paybills directory (2026)

Kenya has 11+ GRA-licensed betting operators with publicly active M-PESA paybills as of May 2026. This is the verified directory: paybill, account format, and a brief note on what each operator is best known for. We list operators that hold a current GRA licence and we exclude any operator we can't verify on the official register.

The verified directory

For the latest verified numbers, click into each operator's paybill page where the verification date is shown on the hero. We re-verify the top operators monthly.

Universal deposit flow

Identical across all 11 operators:

1. Open M-PESA on your phone (SIM toolkit, M-PESA app, or Safaricom OneApp).
2. Choose Lipa na M-PESA → Pay Bill.
3. Enter the operator's business number from the table above.
4. Enter your registered Safaricom phone number as the account.
5. Enter the amount in KES (most operators have a KES 50 minimum).
6. Enter your M-PESA PIN and confirm.

You receive an M-PESA confirmation SMS, then an operator SMS confirming the deposit. Reflects in 1-5 minutes typically.

How to compare them practically

The decision rarely comes down to deposit mechanics, those are identical. The dimensions that actually differ:

1. App quality. SportyBet is currently the most-cited best app in 2026. Betika and BetPawa are solid. The smaller operators have noticeably less polished apps.
2. Payout speed. SportyBet typically pays out fastest on routine withdrawals; Betika, OdiBets, and BetPawa usually within 30 minutes; smaller operators can take longer.
3. Markets and odds. 22Bet and SportyBet have the deepest international coverage. Betika and SportPesa have the strongest Kenyan football market depth.
4. Customer support. Larger operators have faster support response. Smaller operators rely more on email-only support.
5. Promotions. Mozzart Bet runs the most aggressive accumulator boosts. SportyBet runs regular cashback. Mid-tier operators often run welcome bonuses with high rollover requirements.

For a deeper three-way comparison, see Betika vs SportyBet vs Mozzart Bet.

Taxes apply equally

Regardless of operator, Kenyan betting tax is identical under the Finance Act 2025: three flat 5% taxes, 5% excise on every deposit, 5% excise on every stake, and 5% withdrawal tax on every withdrawal. The previous 20% withholding tax on winnings was replaced by the 5% withdrawal tax. Operators deduct all three automatically. See our betting tax guide.

Operator choice does not change your tax bill. It only changes the betting experience and payout mechanics.

Avoiding fake paybills

Scammers post fake "official" betting paybills on social media, especially before big matches. Common scam patterns:

• WhatsApp groups sharing "new" paybill numbers for big payouts
• Twitter/X accounts impersonating the operator with a different paybill
• SMS or call "from Betika support" offering account upgrades for a deposit

Always verify against the operator's help centre on their official website, or against this directory. Use our paybill scam checker tool if in doubt.

Before you start

The directory is a verification tool, not a recommendation. We don't earn commission on deposits and we don't suggest you should bet on any of these operators. If you choose to, the most important step is to set a deposit limit before depositing, every operator above is required by GRA to offer the tool, in My Account → Responsible Gaming.

For more on healthy use, the GRA helpline (0800 222 333), and self-exclusion, read our responsible gambling guide.

Resources

• Browse all betting paybills
• Responsible gambling, limits and support
• Betting tax in Kenya 2026
• GRA, what replaced BCLB
• Paybill scam checker tool
• GRA, verify operator licences