Gambling is for adults aged 18+ only.
Only play with money you can afford to lose. paybillke does not confirm licences: GRA publishes no register. Check what the operator prints about its licence, and confirm on gra.go.ke before depositing. If gambling is becoming a problem, support is available. Call the GRA helpline on 0800 723 770.
Betika's published limits
| Limit | M-PESA | Airtel Money | Cashia |
|---|---|---|---|
| Minimum per withdrawal | KES 50 | KES 50 | KES 50 |
| Maximum per transaction, 06:01 to 23:59 | KES 70,000 | KES 70,000 | KES 70,000 |
| Maximum in total, 00:00 to 06:00 | KES 30,000 | KES 10,000 | KES 30,000 |
| Maximum per day | KES 300,000 | KES 100,000 | KES 300,000 |
The day runs from midnight to midnight. For Cashia, Betika adds that you must have deposited through Cashia at least once before you can withdraw to it, and that Cashia deducts a 5% provider-side tax on payout. Betika also notes that withdrawal charges can change in line with mobile money tariffs.
How to withdraw
Send WITHDRAW#AMOUNT to 29090, dial *644#, or tap Withdraw on betika.com. Step by step in how to withdraw from Betika.
Tax
Since 1 July 2026 a 20% withholding tax on winnings applies, plus a 5% withholding tax on money paid out to you. See betting tax Kenya 2026.
Frequently asked questions
What is the minimum Betika withdrawal?
KES 50, on M-PESA, Airtel Money and Cashia, according to Betika's withdrawal rules.
What is the maximum single Betika withdrawal?
KES 70,000 per transaction between 06:01 and 23:59. Between midnight and 06:00 the total you can withdraw is KES 30,000 on M-PESA and KES 10,000 on Airtel Money.
Is there a daily Betika withdrawal limit?
Yes. KES 300,000 a day on M-PESA and KES 100,000 a day on Airtel Money, counted from midnight to midnight.
Can I withdraw my Betika bonus?
No. Betika says bonus money cannot be withdrawn, apart from the jackpot bonus.
Does tax come off the amount I withdraw?
Yes. Since 1 July 2026 a 20% withholding tax on winnings applies (Finance Act 2026), plus 5% on money paid out to you. Betika deducts them, so the amount that lands is less than the winnings shown. Your bet history lists each deduction.
Setting your own deposit limit is the better guard. GRA's toll-free line is 0800 723 770; see our responsible gambling guide.
Source
- Betika, Sport Betting Rules: Withdrawals (read 19 October 2026)
Related references
Curated external sources we cite. Open in a new tab.