Gambling is for adults aged 18+ only.
Only play with money you can afford to lose. paybillke does not confirm licences: GRA publishes no register. Check what the operator prints about its licence, and confirm on gra.go.ke before depositing. If gambling is becoming a problem, support is available. Call the GRA helpline on 0800 723 770.
Three ways to withdraw
- SMS (Safaricom and Airtel): send WITHDRAW#AMOUNT to 29090.
- USSD (Safaricom): dial *644#, choose 4 Withdraw/Deposit, then 2 Withdraw, and enter the amount (we checked this menu on 25 October 2026).
- Online: log in at betika.com, tap Withdraw and follow the prompts.
The money goes to the M-PESA or Airtel Money number on your Betika account.
Betika's withdrawal limits
| Limit | M-PESA | Airtel Money |
|---|---|---|
| Minimum per withdrawal | KES 50 | KES 50 |
| Maximum per transaction, 06:01 to 23:59 | KES 70,000 | KES 70,000 |
| Maximum in total, 00:00 to 06:00 | KES 30,000 | KES 10,000 |
| Maximum per day (midnight to midnight) | KES 300,000 | KES 100,000 |
Bonus money cannot be withdrawn, apart from the jackpot bonus. Betika also says withdrawal charges can change in line with mobile money tariffs. Full detail in Betika withdrawal limits.
Cashing out at an M-PESA agent costs a withdrawal fee. Check it for any amount with the M-PESA fees calculator.
What comes off in tax
Since 1 July 2026 a 20% withholding tax on winnings applies (Finance Act 2026), and a 5% withholding tax is taken on money paid out to you. Betika deducts both before the money reaches you. Your bet history shows the exact amounts. See betting tax Kenya 2026.
If a withdrawal does not arrive
Call Betika on +254 729 290 290 or email support@betika.com with the time, amount and your phone number. Our withdrawal not received guide has the full checklist.
If you keep postponing a withdrawal for "one more bet", take that as a sign to stop. GRA's toll-free line is 0800 723 770; see our responsible gambling guide.
Source
- Betika, Sport Betting Rules: Withdrawals (read 19 October 2026)
Related references
Curated external sources we cite. Open in a new tab.