How to deposit to Radabet via M-PESA in 2026

The exact steps, in order

1. Open M-PESA on your phone: dial *334# or open the M-PESA app.
2. Choose Lipa na M-PESA, then Pay Bill.
3. Enter business number 4966000.
4. Enter account number: your Radabet-registered Safaricom phone number (either 07XXXXXXXX or 254XXXXXXXXX; no spaces, no plus sign).
5. Enter the amount in KES. Standard M-PESA paybill limits apply (max KES 250,000 per transaction, KES 500,000 per day on a fully verified M-PESA account).
6. Enter your M-PESA PIN and confirm.

You will receive two SMS messages within a minute: an M-PESA confirmation of the outbound payment, and a Radabet notification that the wallet has been credited. Total delivery time is usually under a minute; 5 minutes on rare occasions when M-PESA queues.

Fees and the 5 percent deposit excise

You pay two things on top of the deposit amount. First, the standard M-PESA paybill tariff on your side of the transaction: KES 0 on the 50-100 band, KES 5 on 101-500, rising to KES 105 at the upper bracket. Second, on the Radabet side, the Finance Act 2025 deposit excise of 5 percent is deducted before the money lands in your wallet, so KES 100 deposited arrives as KES 95 in your Radabet balance. This is not a Radabet fee; it applies to every GRA-licensed operator in Kenya identically.

The full worked example: send KES 100 → M-PESA charges you KES 0 (below the fee band) → Radabet receives KES 100 → 5 percent excise deducted (KES 5) → wallet credited KES 95. Send KES 500 → M-PESA charges you KES 5 → Radabet receives KES 500 → 5 percent excise (KES 25) → wallet credited KES 475.

Always verify the recipient name before you confirm

This is not a theoretical concern. Fake paybill numbers that look one character off from real operator paybills circulate on WhatsApp and Facebook. paybillke published a paybill scams guide with the specific patterns to watch for.

If your deposit does not reflect

Sequence for troubleshooting, in order:

1. Wait 5 minutes. M-PESA occasionally queues under high load; most delayed deposits arrive within 5 minutes without further action.
2. Check the M-PESA SMS. Confirm the recipient name is RADABET or RADABET KENYA. If it shows a different merchant, you paid the wrong paybill. Follow the M-PESA reversal flow via *234# within 7 days.
3. Log into Radabet. Check your wallet balance and transaction history. Sometimes the deposit is credited but the app UI has not refreshed; pull-to-refresh or log out and back in.
4. Contact Radabet support. Via the in-app chat or their support channel on radabet.co.ke. Provide the M-PESA transaction reference (the code that starts with two letters, like TAA1B2C3D4) and your registered phone number. Radabet typically re-allocates missing deposits within 24 hours.

Common mistakes that cost people money

• Wrong paybill. Always verify 4966000 from a trusted source; do not trust screenshots forwarded on WhatsApp.
• Wrong account number. The account is your registered Safaricom number, not Radabet's number, not the referral code, not the promo code.
• Sending to a phone number instead of the paybill. If you use Send Money instead of Pay Bill, the transaction routes to a personal M-PESA line, not to Radabet. Recovering funds from a wrong personal transfer is much harder than a paybill reversal.
• Depositing from an unregistered phone. If you deposit from a number that is not your Radabet-registered number, the funds may land in a different Radabet wallet or get held for review. Deposit only from your own registered line.

Related Radabet resources

• Radabet Kenya hub
• Radabet paybill 4966000 directory entry
• How to withdraw from Radabet
• Radabet Aviator guide
• Betting tax in Kenya 2026 (5%/5% Finance Act)
• Responsible gambling: limits, helplines, self-exclusion

Ownership disclosure: paybillke.com is operated by Interconn Publishers. The site's owner has an ownership interest in Radabet. This relationship is disclosed on every page that discusses Radabet in a substantive way. Editorial coverage, verification status, and paybill rankings are set by the same rules that apply to every other operator; see the editorial process for the specifics.