Moving money between Airtel Money and EcoBank is free up to KES 100. Past that, the price depends on which way it is going, and the two directions are not close. Pulling money in from the bank never costs more than KES 10. Sending it out to the bank reaches KES 105.
The full charge table
| Amount (KES) | Bank to Airtel Money | Airtel Money to bank |
|---|---|---|
| 0 to 9 | Free | Free |
| 10 to 49 | Free | Free |
| 50 to 100 | Free | Free |
| 101 to 500 | KES 4 | KES 4 |
| 501 to 1,000 | KES 4 | KES 9 |
| 1,001 to 1,500 | KES 4 | KES 12 |
| 1,501 to 2,500 | KES 6 | KES 13 |
| 2,501 to 3,500 | KES 6 | KES 20 |
| 3,501 to 5,000 | KES 7 | KES 20 |
| 5,001 to 7,500 | KES 8 | KES 33 |
| 7,501 to 10,000 | KES 8 | KES 37 |
| 10,001 to 15,000 | KES 8 | KES 57 |
| 15,001 to 20,000 | KES 9 | KES 62 |
| 20,001 to 25,000 | KES 9 | KES 67 |
| 25,001 to 30,000 | KES 10 | KES 72 |
| 30,001 to 35,000 | KES 10 | KES 83 |
| 35,001 to 40,000 | KES 10 | KES 99 |
| 40,001 to 45,000 | KES 10 | KES 103 |
| 45,001 to 50,000 | KES 10 | KES 105 |
| 50,001 to 70,000 | KES 10 | KES 105 |
| 70,001 to 150,000 | KES 10 | KES 105 |
| 150,001 to 250,000 | KES 10 | KES 105 |
Source: Airtel Kenya, bank to Airtel Money, read 2026-09-17. Free to KES 100 either way. Above that, pulling in caps at KES 10 and sending out caps at KES 105.
Airtel Money to EcoBank
From your Airtel line, dial *334#, choose the bank option, pick EcoBank, enter the account number and the amount, then confirm with your Airtel Money PIN. You get a confirmation SMS with a reference. Keep it until the money shows in the account.
EcoBank to Airtel Money
This one starts at the bank, not on your phone's Airtel menu. Use EcoBank's own app, internet banking or USSD and send to your Airtel number. You need to be registered for the bank's mobile or internet banking first.
Limits
KES 250,000 is the most you can move in a single transaction, KES 500,000 in a day, and your wallet cannot hold more than KES 500,000 at any moment. These are Airtel limits agreed with the Central Bank, so they do not change from bank to bank.