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Guide

Airtel Money and Co-op Bank: Send and Receive Both Ways

Send from Airtel Money to Co-op via *334# Bank. Pull from Co-op via MCo-op Cash. Charges follow the to-bank bands. Full steps inside.

MM
by Reviewed by Arnold Ochieng
5 min read Updated 11 September 2026Verified 11 Sept 2026

To send from Airtel Money to Co-op, dial *334#, choose the Bank option, select Co-operative Bank, enter your account number and the amount, and confirm with your PIN. To move money from Co-op into Airtel Money, use MCo-op Cash to send to your Airtel number, or the Co-op paybill route.

What it costs, both directions

Airtel Money and COOP Bank, both directions. Airtel's published tariff, effective 1 January 2023. Charges are the same whichever bank you use; only the steps differ.
Amount (KES)Bank to Airtel MoneyAirtel Money to bank
0 to 9FreeFree
10 to 49FreeFree
50 to 100FreeFree
101 to 500KES 4KES 4
501 to 1,000KES 4KES 9
1,001 to 1,500KES 4KES 12
1,501 to 2,500KES 6KES 13
2,501 to 3,500KES 6KES 20
3,501 to 5,000KES 7KES 20
5,001 to 7,500KES 8KES 33
7,501 to 10,000KES 8KES 37
10,001 to 15,000KES 8KES 57
15,001 to 20,000KES 9KES 62
20,001 to 25,000KES 9KES 67
25,001 to 30,000KES 10KES 72
30,001 to 35,000KES 10KES 83
35,001 to 40,000KES 10KES 99
40,001 to 45,000KES 10KES 103
45,001 to 50,000KES 10KES 105
50,001 to 70,000KES 10KES 105
70,001 to 150,000KES 10KES 105
150,001 to 250,000KES 10KES 105

Source: Airtel Kenya, bank to Airtel Money, read 2026-09-17. Free to KES 100 either way. Above that, pulling in caps at KES 10 and sending out caps at KES 105.

Airtel Money to Co-op

  1. Dial *334#, choose the Bank option.
  2. Select Co-operative Bank.
  3. Enter your account number and the amount.
  4. Confirm with your Airtel Money PIN.

Co-op to Airtel Money

Use MCo-op Cash (*667#) to send to your Airtel number, or send via the Airtel deposit paybill with your Airtel number as the account.

Frequently asked

What is MCo-op Cash?

Co-op Bank's mobile-banking service, accessible on *667#.

Any charge?

To-bank charges apply per band, both directions.

What if the money doesn't arrive?

Keep the transaction codes and call Co-op on 0703 027 000 or Airtel on 100.

Sources: Airtel Kenya (airtel.africa/ke/money and airtelmoney.ke). Verified 11 September 2026.

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