Sending money on Airtel Money is currently FREE for Airtel-to-Airtel transfers, as of 30 August 2026. Sending to M-PESA or T-Kash costs KES 7 to KES 108. Withdrawing at an agent costs KES 11 to KES 309.
Full Airtel Money tariff table (KES)
Verified against Airtel Africa Kenya published tariffs [Source 1] on 30 August 2026.
| Transaction band (KES) | Airtel to Airtel | To other networks | Withdrawal at agent |
|---|---|---|---|
| 50 to 100 | Free | Not available | 11 |
| 101 to 500 | Free | 7 | 29 |
| 501 to 1,000 | Free | 13 | 29 |
| 1,001 to 2,500 | Free | 23 to 33 | 29 |
| 2,501 to 5,000 | Free | 53 to 57 | 52 to 69 |
| 5,001 to 10,000 | Free | 78 to 90 | 87 to 115 |
| 10,001 to 20,000 | Free | 100 to 105 | 167 to 185 |
| 20,001 to 35,000 | Free | 108 | 197 |
| 35,001 to 50,000 | Free | 108 | 278 |
| 50,001 to 250,000 | Free | 108 | 309 |
How to access Airtel Money charges
Dial *334# from your Airtel line. That single code covers every Airtel Money transaction: send money, withdraw, buy airtime, pay a bill, buy goods, check balance, reverse a transaction. See our Airtel Money USSD codes guide for the full menu tree. To find a nearby agent, dial *100#.
Airtel Money transaction limits
- Maximum per transaction: KES 250,000.
- Maximum daily transaction total: KES 500,000.
- Maximum wallet balance: KES 500,000.
These ceilings track the CBK mobile-money framework and are consistent with M-PESA per-transaction and daily caps.
Two current bonuses baked in
Two Airtel Money benefits worth naming here, both current as of 30 August 2026:
- 25% airtime bonus. When you buy airtime from Airtel Money, you receive a 25% bonus valid for 24 hours. Genuinely unique to Airtel. See our Airtel Money bonus wallet guide.
- 50% cashback on transaction fees into a Bonus Wallet on qualifying transactions. Read the current terms in the bonus wallet guide.
Airtel Money vs M-PESA on cost
Airtel Money is materially cheaper than M-PESA only when both sender and receiver are on Airtel Money. In every cross-network scenario the two are broadly similar. Full comparison in our honest Airtel Money vs M-PESA comparison.
Paybill payments from Airtel Money
Since Kenya Mobile Money Interoperability (2018), you can pay any M-PESA paybill from Airtel Money via *334# Pay Bill. Charge is the cross-network band (KES 7 to KES 108). Full walkthrough in how to pay a paybill with Airtel Money.
Sources
- [Source 1] Airtel Africa Kenya, Airtel Money tariffs and services. airtel.africa/ke/money. Verified 30 August 2026.
- [Source 2] Central Bank of Kenya, National Payment Systems mobile money regulation. centralbank.go.ke.