38 guides
Banking and investing guides
Bank transfers, money market funds, bonds, shares and where to keep savings in Kenya.
- Airtel Money and ABSA Bank: what it costs, both directionsAirtel's published charge table for moving money between Airtel Money and ABSA Bank, plus the limits and what to do if a transfer stalls.
- Airtel Money and Bank of Africa: what it costs, both directionsAirtel's published charge table for moving money between Airtel Money and Bank of Africa, plus the limits and what to do if a transfer stalls.
- Airtel Money and Co-op Bank: Send and Receive Both WaysSend from Airtel Money to Co-op via *334# Bank. Pull from Co-op via MCo-op Cash. Charges follow the to-bank bands. Full steps inside.
- Airtel Money and DIB Bank: what it costs, both directionsAirtel's published charge table for moving money between Airtel Money and DIB Bank, plus the limits and what to do if a transfer stalls.
- Airtel Money and DTB Bank: what it costs, both directionsAirtel's published charge table for moving money between Airtel Money and DTB Bank, plus the limits and what to do if a transfer stalls.
- Airtel Money and EcoBank: what it costs, both directionsAirtel's published charge table for moving money between Airtel Money and EcoBank, plus the limits and what to do if a transfer stalls.
- Airtel Money and Equity Bank: Send and Receive Both WaysSend from Airtel Money to Equity via *334# Bank option. Pull from Equity via Equity app or USSD. Charges follow the to-bank bands.
- Airtel Money and Family Bank: what it costs, both directionsAirtel's published charge table for moving money between Airtel Money and Family Bank, plus the limits and what to do if a transfer stalls.
- Airtel Money and I&M Bank: what it costs, both directionsAirtel's published charge table for moving money between Airtel Money and I&M Bank, plus the limits and what to do if a transfer stalls.
- Airtel Money and KCB Bank: what it costs, both directionsAirtel's published charge table for moving money between Airtel Money and KCB Bank, plus the limits and what to do if a transfer stalls.
- Airtel Money and NCBA Bank: what it costs, both directionsAirtel's published charge table for moving money between Airtel Money and NCBA Bank, plus the limits and what to do if a transfer stalls.
- Airtel Money and Stanbic Bank: what it costs, both directionsAirtel's published charge table for moving money between Airtel Money and Stanbic Bank, plus the limits and what to do if a transfer stalls.
- Airtel Money and Standard Chartered Bank: what it costs, both directionsAirtel's published charge table for moving money between Airtel Money and Standard Chartered Bank, plus the limits and what to do if a transfer stalls.
- All Kenyan banks: M-PESA paybills and USSD codes (verified 2026)The verified 2026 table of Kenyan bank paybills and USSD codes, with the stale 2022-era lists corrected. On KRA: 222222 and 572572 are both live.
- Bank SWIFT codes in Kenya, from each bank's own siteEvery code below was read on the bank's own website. Each row links to that page and gives the date we read it.
- Bank-to-M-PESA fees compared (2026): Equity vs KCB vs Co-op vs NCBA vs AbsaReal bank-to-M-PESA send fees across the major Kenyan banks, with which is cheapest at every transaction tier.
- CMA licensed stockbrokers in Kenya: the full listEvery investment bank and stockbroker on the Capital Markets Authority register, and how to buy your first shares on the NSE.
- Halal Pesa 2026: Suspended for New Customers, Tawarruq ExplainedHalal Pesa is currently suspended for new customers. Tawarruq mechanics and Shariah-compliant alternatives, verified 30 August 2026.
- Hisa vs Ndovu vs Etika 2026: which Kenya investing app wins?Honest 2026 comparison of Kenya's major US/global investing apps: Hisa, Ndovu, Etika, plus Vested and Sarwa. Fees, FX margins, supported instruments, onboarding times, who each suits.
- How to buy Treasury bills in Kenya on DhowCSDThe minimum, the bid, the payment and what you actually earn, from the Central Bank's own pages and latest auction.
- How to invest in NSE shares in Kenya 2026: a beginner's guideA practical 2026 guide to buying Kenyan stocks. Open a CDS, pick a broker, decide between blue-chip basket or concentrated picks, manage dividends, when to sell.
- How to send M-PESA to a Bank of Africa account (paybill 972900), 2026Moving money from M-PESA into a Bank of Africa account is a Pay Bill, not a Send Money. The paybill is 972900 and the account is the Bank of Africa account number you are funding.
- How to send M-PESA to a Ecobank account (paybill 700201), 2026Moving money from M-PESA into a Ecobank account is a Pay Bill, not a Send Money. The paybill is 700201 and the account is the Ecobank account number you are funding.
- How to send M-PESA to a Family Bank account (paybill 222111), 2026Moving money from M-PESA into a Family Bank account is a Pay Bill, not a Send Money. The paybill is 222111 and the account is the Family Bank account number you are funding.
- How to send M-PESA to a Gulf African Bank account (paybill 985050), 2026Moving money from M-PESA into a Gulf African Bank account is a Pay Bill, not a Send Money. The paybill is 985050 and the account is the Gulf African Bank account number you are funding.
- How to send M-PESA to a National Bank of Kenya account (paybill 547700), 2026Moving money from M-PESA into a National Bank of Kenya account is a Pay Bill, not a Send Money. The paybill is 547700 and the account is the National Bank of Kenya account number you are funding.
- How to send M-PESA to a Prime Bank account (paybill 982800), 2026Moving money from M-PESA into a Prime Bank account is a Pay Bill, not a Send Money. The paybill is 982800 and the account is the Prime Bank account number you are funding.
- How to send M-PESA to a Sidian Bank account (paybill 111999), 2026Moving money from M-PESA into a Sidian Bank account is a Pay Bill, not a Send Money. The paybill is 111999 and the account is the Sidian Bank account number you are funding.
- Infrastructure Bonds Kenya 2026: tax-free yields explainedHow Kenyan Infrastructure Bonds work, current 2026 yields, why coupons are tax-free, who they suit, how to buy via a CDS account, and how to compare against taxable alternatives.
- Is M-Akiba open in 2026?The status of Kenya's mobile phone bond, from the Central Bank's own records, and where to put your money instead.
- Mortgage rates in Kenya: KMRC, bank and SACCO home loanshome loan products from lenders, each rate copied from the lender's own page with the date we read it.
- Ol Pejeta Conservancy entry fees 2026Daily conservancy fees for citizens, residents and tourists, vehicle and school bus charges, and how to book now that the gates are cashless.
- Real estate vs REITs in Kenya 2026: which actually wins?Direct property ownership vs Acorn ASAP and Stanlib Fahari REITs vs no real estate at all. Yields, costs, time burden, and the ten-year decision compared honestly.
- Send money from M-PESA to any Kenyan bank: complete paybill directoryVerified paybills for every major Kenyan bank, step-by-step deposit flow, fees, and how to choose between paybill, app pull, and direct wire.
- Where to invest in Kenya in 2026: the decision guideA working framework for Kenyans deciding where to put money in 2026. Three tracks, 37 modelled vehicles, real CBK and CMA data. Free calculators for modelling your own numbers.
- Where to put KSh 20 million in Kenya 2026: real estate vs farming vs MMFA Kenyan investor asked on X what to do with KSh 20M. The replies disagreed by a factor of three. We ran the numbers across nine strategies and surfaced the assumptions that decide it.
- Ziidi by Safaricom: how it works and how to access it (with or without the M-PESA app)Safaricom's money market fund inside M-PESA: KES 100 minimum, a 2% a year fee already netted out of the rate shown, 15% withholding tax, and the USSD route for people without the app.
- Ziidi for Teens on M-PESA Go: Real Savings, from KES 100Safaricom quietly opened Ziidi MMF to M-PESA Go accounts. How to opt a teen in, what to expect on returns, and the case for treating pocket money as an investing lesson.