9 guides
Scams and safety guides
How M-PESA, paybill, job and loan app scams work, and what to do if you are targeted.
- Common Airtel Money Scams and How to Avoid Them 2026Airtel only calls from 0733 100 000 and never asks for your PIN. The wrong-send trick, PIN-reset calls, prize scams and agent-overcharges explained.
- Loan app harassment in Kenya: what to do (2026)Step-by-step escalation for CBK Code of Conduct breaches by loan apps.
- Loan app privacy and data protection in Kenya (2026): what apps can and cannot doYour Data Protection Act 2019 rights, what the CBK Code prohibits, and how to escalate a breach.
- Loan app scams in Kenya (2026): the seven patterns and how to spot themThe recurring scam patterns and how to identify each one before you pay.
- Logbook loan scams and red flags in Kenya (2026)Unlicensed lenders, upfront processing-fee scams, missing disclosures, and the contract traps to walk away from.
- Paybill scams in Kenya, and how to spot them in 2026The most common Kenyan paybill scams in 2026, how they work, how to avoid them, and what to do if you've been hit.
- The 5 M-PESA Scams to Know in 2026SIM-swap, fake agents, the reversal trick, paybill lookalikes, and Hakikisha name-mismatch tricks. What they are, red flags, and the single rule that beats them all.
- What to do if an unlicensed lender takes your money in Kenya (2026)The practical playbook. Verify the lender via CBK, complaint to CBK Consumer Protection 0800 720 000, DCI Cybercrime for fraud, civil court for contract enforcement, COFEK for media escalation, and honest expectations about what each route can and cannot do.
- WhatsApp job scams in Kenya 2026: how to spot them and what to doA blunt guide to WhatsApp job scams in Kenya 2026. The 8 red-flag patterns with real message examples, the 60-second sanity check, what to do if you already sent M-PESA, and where to report.