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Verified 12 September 2026

How to Pay School Fees in Kenya: Every Method

Every way to pay school fees in Kenya: M-PESA, bank paybill, agent, app or card. KCB, Co-op and Lipa Karo, exact steps, plus fees loans and pocket-money cards.

About School Fees Kenya

Most Kenyan schools collect fees through a bank paybill, usually KCB or Co-operative Bank, or through Safaricom Lipa Karo, and parents pay by M-PESA, at a bank agent, on the bank app, or with a card. The golden rule is the same everywhere: you need the school's paybill or business number and the correct account, which is almost always the student's admission number. Paying fees into a Co-op school account is free, and depositing from M-PESA into a Co-op bank account is free.

Every School Fees Kenya guide

Frequently asked

What is the most common way to pay school fees?

M-PESA to the school's bank paybill, with the admission number as the account.

What account number do I use?

The student's admission number, unless the school says otherwise.

What is Lipa Karo?

A Safaricom school-fees service, run on Safaricom or partner paybills at KCB, Co-op and Pesapal.

Can I pay cash?

Yes, at a bank agent to the school account, usually free, with a receipt.