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Verified 12 September 2026

How to Pay School Fees to a Co-op Bank School Account

By Arnold Ochieng · School Fees Kenya hub · paybillke is an independent guide and is not affiliated with School Fees Kenya.

If your school banks with Co-operative Bank, the most common route is M-PESA to paybill 400222, and the account is the school code and the student number joined by a hash, for example 1059#123456789, with no spaces. You can also pay at a Co-op agent, or straight from your Co-op account on the app or *667#. Paying fees into a Co-op school account is free.

Pay by M-PESA

  1. Lipa na M-PESA, then Pay Bill.
  2. Business number 400222.
  3. Account SCHOOLCODE#STUDENTNUMBER, no spaces, for example 1059#123456789.
  4. Enter the amount and PIN, then confirm. You get an SMS.

Other ways

Co-op agent. Deposit cash free of charge with the school's Co-op account number and the student's admission number, and get a paper receipt.

Co-op app or *667#. Send Money, Co-op Account, Other Co-op Accounts, enter the school account, amount, and put the student number as the reason for payment.

Get the school code

Co-op publishes a School Business Codes directory, and the bursar can confirm your code. The account format is the part people get wrong, so copy the school code and student number exactly.

Frequently asked

What is the Co-op school paybill?

400222.

What account format?

SCHOOLCODE#STUDENTNUMBER with no spaces.

Is cash at an agent free?

Yes, and you get a receipt.