Tala
CBK-licensed
Mobile loans up to KES 50,000 in minutes. CBK-licensed.
Visit TalaRepay Absa Timiza loan or deposit to your Timiza wallet via M-PESA paybill 300067.
Verified by paybillke on 13 September 2026how we verify
Looking for a loan?
Before borrowing from Timiza, see how the rates and approval times stack up against Tala, Branch, KCB-M-Pesa, and Hustler Fund.
Compare lendersCommon failure modes specific to Timiza, with the fix that works first. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
Timiza usually reflects within 15 minutes. Refresh the app or log out and back in. If still showing after 1 hour, screenshot the M-PESA SMS and use Timiza in-app support chat — manual fix takes 2 hours during banking hours.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
Absa Timiza is Absa's mobile wallet and loan product, repaid via paybill 300067 with your Timiza-registered phone number as the account. You do not need an Absa bank account: Absa states that Timiza lends to Absa and non-Absa customers alike. Timiza also carries Goal Savings paying 6% a year credited quarterly, plus personal accident and last expense cover. Pricing is a fee taken at disbursement with excise duty charged on that fee; published figures vary between sources and Absa keeps the current numbers in its Timiza tariff guide, so take the amount payable from the app before confirming a loan. Timiza reports to the Credit Reference Bureaus.
M-PESA paybill cost
For KES 2,500 to Timiza (paybill 300067), you pay KES 33 on top (total KES 2,533 debited from M-PESA). The fee is set by Safaricom, not by the paybill.
Result
Fee
KES 20
Total cost
KES 2,520
Free for transactions up to KES 100.
Some paybills (e.g., government services on eCitizen) are zero-rated, Safaricom waives the customer fee. Confirm with the receiving entity.
Fees are typically lower than Send Money for the same amount.
Updated for 2026 Safaricom tariffs. Verify on safaricom.co.ke before sending large amounts.
M-Pesa
Account format
Phone Number: Use your Timiza-registered phone number.
Total customer fee when paying paybill 300067 from M-PESA at common amounts. Fees are the standard Safaricom paybill bracket; some government services (eCitizen, KRA, NHIF/SHA) are zero-rated and these fees may be waived.
| If you pay Timiza | M-PESA fee | Total off your M-PESA |
|---|---|---|
| KES 200 | KES 5 | KES 205 |
| KES 500 | KES 5 | KES 505 |
| KES 1,000 | KES 10 | KES 1,010 |
| KES 2,500 | KES 20 | KES 2,520 |
| KES 10,000 | KES 48 | KES 10,048 |
| KES 50,000 | KES 67 | KES 50,067 |
Free for amounts up to KES 100. Timiza does not charge its own fee on top of the M-PESA tariff; what you see is what you pay.
See full M-PESA fee bands, limits, and the 20% excise duty explained for every amount up to KES 250,000.
Common failure modes specific to Timiza, with the fix that works first. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
Timiza usually reflects within 15 minutes. Refresh the app or log out and back in. If still showing after 1 hour, screenshot the M-PESA SMS and use Timiza in-app support chat — manual fix takes 2 hours during banking hours.
These are separate Absa ledgers. Call the Absa contact centre with the M-PESA code and the correct destination. Inter-product transfers take 24 to 48 hours during the working week.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
Beyond paying via M-PESA, Timiza customers can manage their account directly through the Absa Bank Kenya USSD shortcut, free from any phone with no internet:
*224#Tap to dial on phoneAbsa Hello Money, CashSend and cardless ATM cash.
Calculator preview
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | , |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
Repay Absa Timiza loan or deposit to your Timiza wallet via M-PESA paybill 300067.
Compare lenders
Other CBK-licensed digital lenders. Rates and approval criteria vary.
Tala
CBK-licensed
Mobile loans up to KES 50,000 in minutes. CBK-licensed.
Visit TalaBranch
CBK-licensed
Mobile loans with credit-history building. CBK-licensed.
Visit BranchZenka Finance
CBK-licensed
First loan free, then competitive rates.
Visit Zenka FinanceTimiza's M-Pesa paybill is 300067. Repay Absa Timiza loan or deposit to your Timiza wallet via M-PESA paybill 300067.
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 300067, then your account (Use your Timiza-registered phone number.), then the amount, then confirm with your M-Pesa PIN.
Use your Timiza-registered phone number.
Yes, diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Timiza's paybill 300 067. Compare fees on our diaspora hub before sending.
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
Use M-Pesa paybill 300067 with your Use your Timiza-registered phone number.. Repayments typically reflect within minutes.
Contact Timiza support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal, though success isn't guaranteed.
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code, it's your proof of payment. Timiza should also confirm receipt via their channels.
Read deeper
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How motorbike, phone, and asset finance works, major lenders compared, M-Pesa repayment, and the cost traps.
Further reading
Curated external sources we cite. Open in a new tab.
M-Pesa Fuliza Calculator
Fuliza overdraft access fee + daily charges calculator.
mpesa.or.ke · calculator
M-Shwari Calculator
M-Shwari savings interest + loan interest calculator (NCBA).
mpesa.or.ke · calculator
M-Pesa Taasi Till Loan Calculator
Taasi merchant lending product specifically.
mpesa.or.ke · calculator
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Paybill displayed: 300 067 (mpesa paybill). How we verify.