TA
Tala
CBK-licensed
Mobile loans up to KES 50,000 in minutes. CBK-licensed.
Visit TalaLending
Mogo Kenya
Repay your Mogo car loan or asset finance via M-Pesa paybill.
Looking for a loan?
Compare digital lenders in Kenya
Before borrowing from Mogo, see how the rates and approval times stack up against Tala, Branch, KCB-M-Pesa, and Hustler Fund.
Compare lendersHow to pay Mogo
M-Pesa
Pay via M-Pesa 987 900
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 987 900
- Enter Account (Reference Number): Your Mogo loan reference or vehicle plate number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Reference Number: Your Mogo loan reference or vehicle plate number.
Calculator preview
M-Pesa fees for Mogo
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Mogo
Repay your Mogo car loan or asset finance via M-Pesa paybill.
- Sector
- Lending
- Official site
- mogo.co.ke
Compare lenders
Compare alternatives to Mogo
Other CBK-licensed digital lenders. Rates and approval criteria vary.
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CBK-licensed
Mobile loans with credit-history building. CBK-licensed.
Visit BranchZN
Zenka Finance
CBK-licensed
First loan free, then competitive rates.
Visit Zenka FinanceFrequently asked about Mogo
What is Mogo's paybill number?
Mogo's M-Pesa paybill is 987900. Repay your Mogo car loan or asset finance via M-Pesa paybill.
How do I pay Mogo via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 987900, then your account (Your Mogo loan reference or vehicle plate number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Mogo?
Your Mogo loan reference or vehicle plate number.
Can I pay Mogo from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Mogo's paybill 987 900. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Mogo?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
How do I repay my Mogo loan?
Use M-Pesa paybill 987900 with your Your Mogo loan reference or vehicle plate number.. Repayments typically reflect within minutes.
What if I pay the wrong amount or use the wrong paybill?
Contact Mogo support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Mogo went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Mogo should also confirm receipt via their channels.
Further reading
Curated external sources we cite. Open in a new tab.
M-Pesa Fuliza Calculator
Fuliza overdraft access fee + daily charges calculator.
mpesa.or.ke · calculator
M-Shwari Calculator
M-Shwari savings interest + loan interest calculator (NCBA).
mpesa.or.ke · calculator
M-Pesa Taasi Till Loan Calculator
Taasi merchant lending product specifically.
mpesa.or.ke · calculator
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Paybill displayed: 987 900 (mpesa paybill). How we verify.