TA
Tala
CBK-licensed
Mobile loans up to KES 50,000 in minutes. CBK-licensed.
Visit TalaLending
KCB M-PESA (paybill route)
Repay KCB M-PESA loan via M-PESA paybill 522559 (paybill alternative to *844#).
Paybill
522 559
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Before borrowing from KCB M-PESA, see how the rates and approval times stack up against Tala, Branch, KCB-M-Pesa, and Hustler Fund.
Compare lendersHow to pay KCB M-PESA
M-Pesa
Pay via M-Pesa 522 559
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 522 559
- Enter Account (Phone Number): Use your KCB M-PESA registered phone number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Phone Number: Use your KCB M-PESA registered phone number.
Calculator preview
M-Pesa fees for KCB M-PESA
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About KCB M-PESA
Repay KCB M-PESA loan via M-PESA paybill 522559 (paybill alternative to *844#).
- Sector
- Lending
- Official site
- ke.kcbgroup.com
Compare lenders
Compare alternatives to KCB M-PESA
Other CBK-licensed digital lenders. Rates and approval criteria vary.
BR
Branch
CBK-licensed
Mobile loans with credit-history building. CBK-licensed.
Visit BranchZN
Zenka Finance
CBK-licensed
First loan free, then competitive rates.
Visit Zenka FinanceFrequently asked about KCB M-PESA
What is KCB M-PESA's paybill number?
KCB M-PESA's M-Pesa paybill is 522559. Repay KCB M-PESA loan via M-PESA paybill 522559 (paybill alternative to *844#).
How do I pay KCB M-PESA via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 522559, then your account (Use your KCB M-PESA registered phone number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for KCB M-PESA?
Use your KCB M-PESA registered phone number.
Can I pay KCB M-PESA from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to KCB M-PESA's paybill 522 559. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying KCB M-PESA?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
How do I repay my KCB M-PESA loan?
Use M-Pesa paybill 522559 with your Use your KCB M-PESA registered phone number.. Repayments typically reflect within minutes.
What if I pay the wrong amount or use the wrong paybill?
Contact KCB M-PESA support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to KCB M-PESA went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. KCB M-PESA should also confirm receipt via their channels.
Further reading
Curated external sources we cite. Open in a new tab.
M-Pesa Fuliza Calculator
Fuliza overdraft access fee + daily charges calculator.
mpesa.or.ke · calculator
M-Shwari Calculator
M-Shwari savings interest + loan interest calculator (NCBA).
mpesa.or.ke · calculator
M-Pesa Taasi Till Loan Calculator
Taasi merchant lending product specifically.
mpesa.or.ke · calculator
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Paybill displayed: 522 559 (mpesa paybill). How we verify.