TA
Tala
CBK-licensed
Mobile loans up to KES 50,000 in minutes. CBK-licensed.
Visit TalaLending
Tala Kenya
Repay your Tala mobile loan via M-Pesa paybill.
Paybill
851 900
Note: Tala paybill changes occasionally. Confirm latest paybill in the Tala app or on tala.co.ke.
Looking for a loan?
Compare digital lenders in Kenya
Before borrowing from Tala, see how the rates and approval times stack up against Tala, Branch, KCB-M-Pesa, and Hustler Fund.
Compare lendersHow to pay Tala
M-Pesa
Pay via M-Pesa 851 900
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 851 900
- Enter Account (Phone Number): Your Tala-registered phone number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Phone Number: Your Tala-registered phone number.
Calculator preview
M-Pesa fees for Tala
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Tala
Repay your Tala mobile loan via M-Pesa paybill.
- Sector
- Lending
- Official site
- tala.co.ke
Compare lenders
Compare alternatives to Tala
Other CBK-licensed digital lenders. Rates and approval criteria vary.
BR
Branch
CBK-licensed
Mobile loans with credit-history building. CBK-licensed.
Visit BranchZN
Zenka Finance
CBK-licensed
First loan free, then competitive rates.
Visit Zenka FinanceFrequently asked about Tala
What is Tala's paybill number?
Tala's M-Pesa paybill is 851900. Repay your Tala mobile loan via M-Pesa paybill.
How do I pay Tala via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 851900, then your account (Your Tala-registered phone number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Tala?
Your Tala-registered phone number.
Can I pay Tala from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Tala's paybill 851 900. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Tala?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
How do I repay my Tala loan?
Use M-Pesa paybill 851900 with your Your Tala-registered phone number.. Repayments typically reflect within minutes.
What if I pay the wrong amount or use the wrong paybill?
Contact Tala support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Tala went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Tala should also confirm receipt via their channels.
Further reading
Curated external sources we cite. Open in a new tab.
M-Pesa Fuliza Calculator
Fuliza overdraft access fee + daily charges calculator.
mpesa.or.ke · calculator
M-Shwari Calculator
M-Shwari savings interest + loan interest calculator (NCBA).
mpesa.or.ke · calculator
M-Pesa Taasi Till Loan Calculator
Taasi merchant lending product specifically.
mpesa.or.ke · calculator
More from Lending
Related paybills
paybillke is an independent directory and tools service. We are not affiliated with Safaricom, Airtel, T-Kash, or any listed company.
Paybill displayed: 851 900 (mpesa paybill). How we verify.