Higher Education Loans Board
Repay your HELB student loan or pay other HELB charges.
Paybill
200 800
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KRA, eCitizen, NSSF, HELB, SHA, county governments — find the right paybill, the right account format, and what each charge is for.
Browse government paybillsHow to pay HELB
M-Pesa
Pay via M-Pesa 200 800
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 200 800
- Enter Account (ID Number): Your National ID number or HELB loan number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
ID Number: Your National ID number or HELB loan number.
Calculator preview
M-Pesa fees for HELB
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About HELB
Repay your HELB student loan or pay other HELB charges.
- Sector
- Government
- Official site
- helb.co.ke
Frequently asked about HELB
What is HELB's paybill number?
HELB's M-Pesa paybill is 200800. Repay your HELB student loan or pay other HELB charges.
How do I pay HELB via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 200800, then your account (Your National ID number or HELB loan number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for HELB?
Your National ID number or HELB loan number.
Can I pay HELB from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to HELB's paybill 200 800. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying HELB?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact HELB support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to HELB went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. HELB should also confirm receipt via their channels.
Further reading
Curated external sources we cite. Open in a new tab.
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Paybill displayed: 200 800 (mpesa paybill). How we verify.