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Verified 21 September 2026

What every line on your TSC payslip means

By Arnold Ochieng · TSC teachers: T-Pay and TPAD hub · paybillke is an independent guide and is not affiliated with the Teachers Service Commission.

A TSC payslip is gross pay less statutory deductions less whatever you have authorised. The statutory ones are the same for every employed Kenyan: PAYE, NSSF, SHIF and the Housing Levy. The ones specific to you are things you signed up for: HELB if you took a student loan, union dues, your SACCO, and any check-off loan repayment. Every one of them can be checked against a calculator rather than taken on trust.

The statutory block

These come off every employed person in Kenya, teacher or not, and are set by law rather than by TSC.

The ones you agreed to

These are yours, and they are the ones worth auditing each month.

Why it is worth reading every month

A deduction that should have ended is the single most common payslip problem, because a loan that finished still has a standing instruction behind it until somebody stops it. Read the last line of any loan deduction against the term you agreed. If a repayment is still coming off after the final instalment, that is a query for the lender and for TSC, and the evidence is the payslip you just downloaded.

Check your own numbers

If you want to prove the arithmetic rather than trust it, put your gross into the net salary calculator and compare the result to your payslip. For the annual picture, the P9 form generator takes twelve months of figures and produces the full year breakdown.

Frequently asked

What are the statutory deductions on a TSC payslip?

PAYE, NSSF, SHIF and the Housing Levy. They apply to every employed person in Kenya, not only teachers.

Why is my net pay lower than I expected?

Run your gross through the net salary calculator and compare line by line. The usual cause is a deduction you authorised and forgot, or one that should have ended.

A loan I finished is still being deducted. What now?

Download the payslip as evidence and raise it with the lender and with TSC. A finished loan does not stop itself.