Rubis Card paybill number 485 111
Top up a prepaid Rubis fuel card from M-PESA.
Verified by paybillke on 30 September 2026how we verify
Paybill
485 111
Note: Rubis Card top-up only. This is not a cooking-gas paybill, whatever third-party lists say.
Account number: Your Rubis Card serial number. It begins 65000
The screen should read: Rubis Energy Kenya PLc. If it shows any other name, cancel. We read this on the M-PESA app on 2026-09-30.
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Calculate what this transaction will cost
Use the M-Pesa fees calculator to see the exact 2026 cost, in KES or your home currency if you're paying from abroad.
Open calculatorAccount number for Rubis Card
- Format
- Reference number
- What to type
- Your Rubis Card serial number. It begins 65000.
- Example
- Your card serial number, beginning 65000
- Common mistake
- Reusing a reference number from a previous payment — most systems mark used references invalid and the new payment lands in suspense.
Rubis Card payment not working? Top fixes
Common failure modes specific to Rubis Card, with the fix that works first. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
You paid 485111 expecting to buy cooking gas.
The money has topped up a Rubis Card, not bought gas. If you do not hold a Rubis Card the payment has no card to land on: call Rubis on the number on its contact page with the M-PESA code, or email cards@rubiskenya.com, the address Rubis gives for card loading instructions.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
Rubis Energy Kenya runs the prepaid Rubis Card, usable for fuel, LPG and lubricants at Rubis, Kenol, Kobil and Gulf Energy stations. Top-ups go to M-PESA paybill 485111 with the card serial number as the account, and Rubis publishes both on its own card page. The account format is the thing that settles what this paybill is for: a card serial only means something if the thing being credited is a card. 485111 circulates online as a cooking-gas paybill. It is not one, and paying it expecting a gas cylinder credits a fuel card instead.
M-PESA paybill cost
What does paying Rubis Card cost you?
For KES 2,500 to Rubis Card (paybill 485111), you pay KES 33 on top (total KES 2,533 debited from M-PESA). The fee is set by Safaricom, not by the paybill.
Result
Fee
KES 20
Total cost
KES 2,520
Free for transactions up to KES 100.
Some paybills (e.g., government services on eCitizen) are zero-rated, Safaricom waives the customer fee. Confirm with the receiving entity.
Fees are typically lower than Send Money for the same amount.
Updated for 2026 Safaricom tariffs. Verify on safaricom.co.ke before sending large amounts.
How to pay Rubis Card
M-Pesa
Pay via M-Pesa 485 111
- Open M-Pesa, dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 485 111
- Enter Account (Reference Number): Your Rubis Card serial number. It begins 65000.
- Enter the amount, in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Reference Number: Your Rubis Card serial number. It begins 65000.
M-PESA cost to pay Rubis Card (2026 Safaricom tariff)
Total customer fee when paying paybill 485111 from M-PESA at common amounts. Fees are the standard Safaricom paybill bracket; some government services (eCitizen, KRA, NHIF/SHA) are zero-rated and these fees may be waived.
| If you pay Rubis Card | M-PESA fee | Total off your M-PESA |
|---|---|---|
| KES 200 | KES 5 | KES 205 |
| KES 500 | KES 5 | KES 505 |
| KES 1,000 | KES 10 | KES 1,010 |
| KES 2,500 | KES 20 | KES 2,520 |
| KES 10,000 | KES 48 | KES 10,048 |
| KES 50,000 | KES 67 | KES 50,067 |
Free for amounts up to KES 100. Rubis Card does not charge its own fee on top of the M-PESA tariff; what you see is what you pay.
See full M-PESA fee bands, limits, and the 20% excise duty explained for every amount up to KES 250,000.
Rubis Card payment not working? Top fixes
Common failure modes specific to Rubis Card, with the fix that works first. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
You paid 485111 expecting to buy cooking gas.
The money has topped up a Rubis Card, not bought gas. If you do not hold a Rubis Card the payment has no card to land on: call Rubis on the number on its contact page with the M-PESA code, or email cards@rubiskenya.com, the address Rubis gives for card loading instructions.
Top-up confirmed on M-PESA but the card balance has not moved.
Check the serial you typed against the number printed on the card, digit by digit. A serial that is short by one digit is a valid-looking account that belongs to a different card or to none.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
Calculator preview
M-Pesa fees for Rubis Card
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | , |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Rubis Card
Top up a prepaid Rubis fuel card from M-PESA.
- Sector
- Other
- Official site
- rubiskenya.com
Frequently asked about Rubis Card
What is Rubis Card's paybill number?
Rubis Card's M-Pesa paybill is 485111. Top up a prepaid Rubis fuel card from M-PESA.
How do I pay Rubis Card via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 485111, then your account (Your Rubis Card serial number. It begins 65000.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Rubis Card?
Your Rubis Card serial number. It begins 65000.
Can I pay Rubis Card from abroad?
Yes, diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Rubis Card's paybill 485 111. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Rubis Card?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Rubis Card support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal, though success isn't guaranteed.
How do I confirm my payment to Rubis Card went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code, it's your proof of payment. Rubis Card should also confirm receipt via their channels.
Read deeper
Paybill & M-PESA mechanics
How M-PESA, paybills, and Safaricom merchant systems actually function.
Pillar guide
How M-Pesa paybills actually work
The technical anatomy: from the merchant, through Safaricom, to the bank, and why charges work the way they do.
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Paybill displayed: 485 111 (mpesa paybill). How we verify.