DTB credit card paybill number 584 429
Repay a DTB credit card from M-PESA.
Verified by paybillke on 30 September 2026how we verify
Paybill
584 429
Note: Credit card repayment. Not the deposit-to-account paybill, which is 516600.
Account number: Your mobile number in 254 format, then the last 4 digits of the credit card
The screen should read: DTB CREDIT CARD REPAYMENT. If it shows any other name, cancel. We read this on the M-PESA app on 2026-09-30.
Check the cost first
Send to DTB credit card, for less
Sending money to a Kenyan bank? The M-Pesa fee depends on the amount. Check the actual cost before you press send.
Calculate the feeAccount number for DTB credit card
- Format
- Reference number
- What to type
- Your mobile number in 254 format, then the last 4 digits of the credit card.
- Example
- 254712345678 followed by the last 4 digits of the card
- Common mistake
- Reusing a reference number from a previous payment: most systems mark used references invalid and the new payment lands in suspense.
M-PESA cost to pay DTB credit card (2026 Safaricom tariff)
The M-PESA charge on paybill 584429 at common amounts, from Safaricom's Paybill Standard Tariff. This is the total charge. DTB credit card chooses who pays it: you, DTB credit card, or a split, so it is the most you pay.
| If you pay DTB credit card | M-PESA fee | Most taken from your M-PESA |
|---|---|---|
| KES 200 | KES 5 | KES 205 |
| KES 500 | KES 5 | KES 505 |
| KES 1,000 | KES 10 | KES 1,010 |
| KES 2,500 | KES 20 | KES 2,520 |
| KES 10,000 | KES 48 | KES 10,048 |
| KES 50,000 | KES 108 | KES 50,108 |
Free for amounts up to KES 100. Source: Safaricom Paybill Standard Tariff, checked 25 October 2026.
See full M-PESA fee bands and limits for every amount up to KES 250,000. Safaricom's fees already include excise duty, which is 15% of the fee on money transfer services.
DTB credit card payment not working? Top fixes
Common failure modes specific to DTB credit card, with the fix that works first. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
Payment confirmed but the card balance has not moved.
DTB reflects card payments by end of day, not in real time. If it is still missing the next banking morning, call 0719 031 888 with the M-PESA code and the account string you typed.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
Diamond Trust Bank runs three different paybills and they are not interchangeable. 584429 repays a DTB credit card, with your mobile number in 254 format followed by the last four digits of the card as the account. 516600 deposits into a DTB bank account and takes the 10-digit account number. 505151 tops up a DTB prepaid card. DTB publishes all three in its own FAQs. Credit card payments made this way reflect by the end of the day rather than immediately, which matters if you are paying on the due date.
M-PESA paybill cost
What does paying DTB credit card cost you?
For KES 2,500 to DTB credit card (paybill 584429), the M-PESA charge is at most KES 20. Safaricom sets the charge; each business chooses whether the customer pays it, the business pays it, or they share it.
Result
Fee
KES 20
Total cost
KES 2,520
Free for payments of KES 100 and below.
This is the total charge. The business chooses who pays it: you (Business Bouquet), the business (Customer Bouquet) or both, split by band (Mgao). So it is the most you pay.
Source: Safaricom Paybill Standard Tariff, linked from the Business Paybill page, checked 25 October 2026.
Updated for 2026 Safaricom tariffs. Verify on safaricom.co.ke before sending large amounts.
How to pay DTB credit card
M-Pesa
Pay via M-Pesa 584 429
- Open M-Pesa, dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 584 429
- Enter Account (Reference Number): Your mobile number in 254 format, then the last 4 digits of the credit card.
- Enter the amount, in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Reference Number: Your mobile number in 254 format, then the last 4 digits of the credit card.
More DTB credit card payment fixes
Common failure modes specific to DTB credit card, with the fix that works first. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
You used 516600 instead, and the money went to a bank account.
If it landed in your own DTB account, move it to the card from the app under Funds Transfer, then Card. If the account number belonged to someone else, call 0719 031 888 immediately: a reversal is possible only before the receiving account is credited.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
Calculator preview
M-Pesa fees for DTB credit card
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | , |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About DTB credit card
Repay a DTB credit card from M-PESA.
- Sector
- Bank
- Official site
- dtbk.dtbafrica.com
Frequently asked about DTB credit card
What is DTB credit card's paybill number?
DTB credit card's M-Pesa paybill is 584429. Repay a DTB credit card from M-PESA.
How do I pay DTB credit card via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 584429, then your account (Your mobile number in 254 format, then the last 4 digits of the credit card.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for DTB credit card?
Your mobile number in 254 format, then the last 4 digits of the credit card.
Can I pay DTB credit card from abroad?
Yes, diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to DTB credit card's paybill 584 429. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying DTB credit card?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact DTB credit card support straight away with your M-PESA transaction code. If you paid the wrong paybill entirely, call Safaricom customer care on 100 (prepay) or 200 (postpay) as soon as you can. The 456 self-reversal does not cover paybills, and the business has to agree before the money comes back, so a refund is not guaranteed.
How do I confirm my payment to DTB credit card went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code, it's your proof of payment. DTB credit card should also confirm receipt via their channels.
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Paybill displayed: 584 429 (mpesa paybill). How we verify.