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Verified 12 September 2026

Luno in Kenya

By Josephine Njeri · Crypto hub

Luno is a global crypto exchange available in Kenya, known for a clean beginner-friendly interface. You KYC, fund via a supported route, and buy BTC, ETH or USDT in the app. Spreads are visible, the app is simple, and it appeals to first-time buyers.

How to start

Sign up, KYC, and buy. The flow is deliberately simple and works well for someone who has never bought crypto before.

Fees

Luno charges a spread and, on some pairs, an instant-buy premium. Compare against the market rate before you commit. Cheaper than a debit-card buy on many alternatives, more expensive than P2P.

Where it fits

First buy, small buys, education and comfort. For volume, move to Binance P2P.

Frequently asked

Is Luno safe?

It is a real regulated exchange in several markets; take normal security precautions.

Can I buy with M-PESA?

Confirm current funding options in the app; on-ramp availability can change.

Cheaper than Binance?

No.

Related

Verified 12 September 2026. Independent guide, paybillke is not affiliated with any exchange. Kenya's VASP Act took effect on 4 November 2025. Under section 47, providers already operating have until 4 November 2026 to comply. As of 25 October 2026 we found no provider licensed under it on a CBK or CMA register. Re-check registration and tax terms each quarter.