Logbook loans in Nairobi (2026)
Every major Kenyan non-bank logbook lender has a Nairobi head office or branch. Loan sizes and turnaround here are the best in the country because valuers, chattels registration, and disbursement infrastructure all sit inside the CBD or Upper Hill.
Nairobi valuations run fastest: most licensed motor vehicle valuers cover the entire metro same day. Chattels registration takes 24 to 72 hours.
Lenders and branches in Nairobi
| Lender | Branch / address | Phone |
|---|---|---|
| Mwananchi Credit | Ecobank Towers, 10th Floor, Muindi Mbingu Street, Nairobi CBD | 0709 147 000 |
| Momentum Credit | Nairobi (multiple branches) | via momentum.ke |
| Ngao Credit | Morning Side Office Park, 4th Floor, Ngong Road, Nairobi | via ngaocredit.com |
| Platinum Credit | International Life House, Mama Ngina Street, Nairobi | 0709 900 000 |
| Progressive Credit | Flamingo Towers, 2nd Floor, Mara Road, Upper Hill, Nairobi | 0700 600 900 |
FAQ
Which non-bank lenders offer logbook loans in Nairobi?
The main licensed non-bank logbook lenders profiled on paybillke are Mwananchi Credit, Momentum Credit, Ngao Credit, Platinum Credit and Progressive Credit. Not every lender maintains a branch in every town; the branch list above is what is currently verified for Nairobi.
How long does a logbook loan take in Nairobi?
Realistic end-to-end turnaround from first branch visit to funds in your account is one to three working days in Nairobi, depending on how quickly the valuer can attend. Larger towns tend to be faster.
Can I get a logbook loan in Nairobi if my car is registered upcountry?
Yes. The vehicle registration county does not restrict the lender. What matters is that the logbook is in your name, the vehicle can be inspected by a valuer, and the chattels registration can be lodged with NTSA (national, not county).