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Sidian paybill number 111 999

Send money from M-Pesa to a Sidian Bank account.

Verified by paybillke on 8 May 2026how we verify

Paybill

111 999

Account number: The recipient's Sidian Bank account number

Check the cost first

Send to Sidian, for less

Sending money to a Kenyan bank? The M-Pesa fee depends on the amount. Check the actual cost before you press send.

Calculate the fee

Account number for Sidian

Format
Account number
What to type
The recipient's Sidian Bank account number.
Common mistake
Including a hyphen, slash, or space: most paybill systems reject the entry silently and the money waits in suspense until manually reconciled.

M-PESA cost to pay Sidian (2026 Safaricom tariff)

Total customer fee when paying paybill 111999 from M-PESA at common amounts. Fees are the standard Safaricom paybill bracket; some government services (eCitizen, KRA, NHIF/SHA) are zero-rated and these fees may be waived.

If you pay SidianM-PESA feeTotal off your M-PESA
KES 200KES 5KES 205
KES 500KES 5KES 505
KES 1,000KES 10KES 1,010
KES 2,500KES 20KES 2,520
KES 10,000KES 48KES 10,048
KES 50,000KES 67KES 50,067

Free for amounts up to KES 100. Sidian does not charge its own fee on top of the M-PESA tariff; what you see is what you pay.

See full M-PESA fee bands, limits, and the 20% excise duty explained for every amount up to KES 250,000.

Sidian payment not working? Top fixes

Common failure modes when paying Sidian via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.

Recipient says their bank account was not credited even though M-PESA shows the transfer succeeded.

Confirm the account number in the M-PESA SMS exactly matches the recipient account. Banks typically credit M-PESA deposits within 30 minutes; if longer than 2 hours, the recipient should call the bank with the M-PESA code. Most banks can trace M-PESA-to-bank within 24 hours.

Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.

M-PESA paybill cost

What does paying Sidian cost you?

For KES 2,500 to Sidian (paybill 111999), you pay KES 33 on top (total KES 2,533 debited from M-PESA). The fee is set by Safaricom, not by the paybill.

KSh

Result

Fee

KES 20

Total cost

KES 2,520

The fee is 0.80% of the amount sent.

Free for transactions up to KES 100.

Some paybills (e.g., government services on eCitizen) are zero-rated, Safaricom waives the customer fee. Confirm with the receiving entity.

Fees are typically lower than Send Money for the same amount.

Updated for 2026 Safaricom tariffs. Verify on safaricom.co.ke before sending large amounts.

How to pay Sidian

M-Pesa

Pay via M-Pesa 111 999

  1. Open M-Pesa, dial *334# or open the M-Pesa app.
  2. Select Lipa na M-Pesa, then Pay Bill.
  3. Enter Business Number: 111 999
  4. Enter Account (Account Number): The recipient's Sidian Bank account number.
  5. Enter the amount, in KES.
  6. Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.

Account format

Account Number: The recipient's Sidian Bank account number.

New to M-PESA paybills? Read the complete how-to-pay-a-paybill guide for every route (USSD, STK, SIM Toolkit, My OneApp), fees, and common mistakes.

Sidian payment not working? Top fixes

Common failure modes when paying Sidian via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.

Recipient says their bank account was not credited even though M-PESA shows the transfer succeeded.

Confirm the account number in the M-PESA SMS exactly matches the recipient account. Banks typically credit M-PESA deposits within 30 minutes; if longer than 2 hours, the recipient should call the bank with the M-PESA code. Most banks can trace M-PESA-to-bank within 24 hours.

You sent to the wrong account number and need the money back.

Call the bank immediately: most can hold and reverse the funds if the recipient account has not yet been credited (or if the recipient agrees to return them). Once funds have settled into a third party account, the bank cannot unilaterally reverse; it becomes a legal recovery matter.

Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.

Calculator preview

M-Pesa fees for Sidian

AmountM-Pesa feeTotal cost
KES 50FreeKES 50
KES 200KES 5KES 205
KES 1,000KES 10KES 1,010
KES 5,000KES 34KES 5,034
KES 20,000KES 62KES 20,062
Open full calculator with currency conversion

About Sidian

Send money from M-Pesa to a Sidian Bank account.

Sector
Bank
Official site
sidianbank.co.ke

Frequently asked about Sidian

What is Sidian's paybill number?

Sidian's M-Pesa paybill is 111999. Send money from M-Pesa to a Sidian Bank account.

How do I pay Sidian via M-Pesa?

Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 111999, then your account (The recipient's Sidian Bank account number.), then the amount, then confirm with your M-Pesa PIN.

What account number do I use for Sidian?

The recipient's Sidian Bank account number.

Can I pay Sidian from abroad?

Yes, diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Sidian's paybill 111 999. Compare fees on our diaspora hub before sending.

What are the M-Pesa fees for paying Sidian?

M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.

What if I pay the wrong amount or use the wrong paybill?

Contact Sidian support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal, though success isn't guaranteed.

How do I confirm my payment to Sidian went through?

M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code, it's your proof of payment. Sidian should also confirm receipt via their channels.

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Further reading

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Paybill displayed: 111 999 (mpesa paybill). How we verify.