SBM Bank Kenya
Send money from M-Pesa to an SBM Bank Kenya account.
Check the cost first
Send to SBM — for less
Sending money to a Kenyan bank? The M-Pesa fee depends on the amount. Check the actual cost before you press send.
Calculate the feeHow to pay SBM
M-Pesa
Pay via M-Pesa 535 000
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 535 000
- Enter Account (Account Number): The recipient's SBM Bank account number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Account Number: The recipient's SBM Bank account number.
Calculator preview
M-Pesa fees for SBM
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About SBM
Send money from M-Pesa to an SBM Bank Kenya account.
- Sector
- Bank
- Official site
- sbmbank.co.ke
Frequently asked about SBM
What is SBM's paybill number?
SBM's M-Pesa paybill is 535000. Send money from M-Pesa to an SBM Bank Kenya account.
How do I pay SBM via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 535000, then your account (The recipient's SBM Bank account number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for SBM?
The recipient's SBM Bank account number.
Can I pay SBM from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to SBM's paybill 535 000. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying SBM?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact SBM support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to SBM went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. SBM should also confirm receipt via their channels.
Further reading
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Paybill displayed: 535 000 (mpesa paybill). How we verify.