Saham Assurance
Pay your Saham Assurance premiums.
Paybill
843 500
Note: Saham was rebranded to Sanlam in some markets — verify current paybill and brand on sanlam.co.ke.
Pay smarter
Calculate what this transaction will cost
Use the M-Pesa fees calculator to see the exact 2026 cost — in KES or your home currency if you're paying from abroad.
Open calculatorHow to pay Saham
M-Pesa
Pay via M-Pesa 843 500
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 843 500
- Enter Account (Reference Number): Your Saham policy number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Reference Number: Your Saham policy number.
Calculator preview
M-Pesa fees for Saham
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Saham
Pay your Saham Assurance premiums.
- Sector
- Insurance
- Official site
- sanlam.co.ke
Frequently asked about Saham
What is Saham's paybill number?
Saham's M-Pesa paybill is 843500. Pay your Saham Assurance premiums.
How do I pay Saham via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 843500, then your account (Your Saham policy number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Saham?
Your Saham policy number.
Can I pay Saham from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Saham's paybill 843 500. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Saham?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Saham support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Saham went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Saham should also confirm receipt via their channels.
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Paybill displayed: 843 500 (mpesa paybill). How we verify.