Sanlam Life Insurance Kenya
Pay Sanlam Life insurance premiums via M-PESA paybill 120120.
Paybill
120 120
Pay smarter
Calculate what this transaction will cost
Use the M-Pesa fees calculator to see the exact 2026 cost — in KES or your home currency if you're paying from abroad.
Open calculatorHow to pay Sanlam Life
M-Pesa
Pay via M-Pesa 120 120
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 120 120
- Enter Account (Account Number): Use your Sanlam policy number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Account Number: Use your Sanlam policy number.
Calculator preview
M-Pesa fees for Sanlam Life
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Sanlam Life
Pay Sanlam Life insurance premiums via M-PESA paybill 120120.
- Sector
- Insurance
- Official site
- sanlam.co.ke
Frequently asked about Sanlam Life
What is Sanlam Life's paybill number?
Sanlam Life's M-Pesa paybill is 120120. Pay Sanlam Life insurance premiums via M-PESA paybill 120120.
How do I pay Sanlam Life via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 120120, then your account (Use your Sanlam policy number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Sanlam Life?
Use your Sanlam policy number.
Can I pay Sanlam Life from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Sanlam Life's paybill 120 120. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Sanlam Life?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Sanlam Life support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Sanlam Life went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Sanlam Life should also confirm receipt via their channels.
More from Insurance
Related paybills
Old Mutual Unit Trust
Paybill · M-Pesa
600 500
Jubilee Insurance Pension Contributions
Paybill · M-Pesa
328 103
Directline Assurance Company
Paybill · M-Pesa
509 800
Britam
Paybill · M-Pesa
541 400
Jubilee Insurance
Paybill · M-Pesa
328 100
AAR Insurance
Paybill · M-Pesa
333 200
paybillke is an independent directory and tools service. We are not affiliated with Safaricom, Airtel, T-Kash, or any listed company.
Paybill displayed: 120 120 (mpesa paybill). How we verify.