Old Mutual Kenya
Pay your Old Mutual insurance and pension premiums.
Pay smarter
Calculate what this transaction will cost
Use the M-Pesa fees calculator to see the exact 2026 cost — in KES or your home currency if you're paying from abroad.
Open calculatorHow to pay Old Mutual
M-Pesa
Pay via M-Pesa 190 008
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 190 008
- Enter Account (Reference Number): Your Old Mutual policy number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Reference Number: Your Old Mutual policy number.
Calculator preview
M-Pesa fees for Old Mutual
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Old Mutual
Pay your Old Mutual insurance and pension premiums.
- Sector
- Insurance
- Official site
- oldmutual.co.ke
Frequently asked about Old Mutual
What is Old Mutual's paybill number?
Old Mutual's M-Pesa paybill is 190008. Pay your Old Mutual insurance and pension premiums.
How do I pay Old Mutual via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 190008, then your account (Your Old Mutual policy number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Old Mutual?
Your Old Mutual policy number.
Can I pay Old Mutual from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Old Mutual's paybill 190 008. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Old Mutual?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Old Mutual support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Old Mutual went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Old Mutual should also confirm receipt via their channels.
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Paybill displayed: 190 008 (mpesa paybill). How we verify.