Monarch Insurance
Pay your Monarch Insurance premiums.
Pay smarter
Calculate what this transaction will cost
Use the M-Pesa fees calculator to see the exact 2026 cost — in KES or your home currency if you're paying from abroad.
Open calculatorHow to pay Monarch
M-Pesa
Pay via M-Pesa 847 900
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 847 900
- Enter Account (Reference Number): Your Monarch policy number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Reference Number: Your Monarch policy number.
Calculator preview
M-Pesa fees for Monarch
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Monarch
Pay your Monarch Insurance premiums.
- Sector
- Insurance
- Official site
- monarchinsurance.co.ke
Frequently asked about Monarch
What is Monarch's paybill number?
Monarch's M-Pesa paybill is 847900. Pay your Monarch Insurance premiums.
How do I pay Monarch via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 847900, then your account (Your Monarch policy number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Monarch?
Your Monarch policy number.
Can I pay Monarch from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Monarch's paybill 847 900. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Monarch?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Monarch support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Monarch went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Monarch should also confirm receipt via their channels.
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Paybill displayed: 847 900 (mpesa paybill). How we verify.