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SACCO

MKU Sacco paybill number

⚠️ MKU SACCO paybill needs verification. The number 270988 we previously listed appears to be Mount Kenya University's paybill, not MKU SACCO's (these are different entities). Contact MKU SACCO directly for the correct paybill.

Verified with caveat on 14 May 2026, see notes belowhow we verify

Paybill

Account number: Confirm with MKU SACCO: paybill not currently verified

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Calculate what this transaction will cost

Use the M-Pesa fees calculator to see the exact 2026 cost, in KES or your home currency if you're paying from abroad.

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Account number for MKU Sacco

Format
Reference number
What to type
Confirm with MKU SACCO: paybill not currently verified.
Common mistake
Reusing a reference number from a previous payment: most systems mark used references invalid and the new payment lands in suspense.

MKU Sacco payment not working? Top fixes

Common failure modes when paying MKU Sacco via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.

SACCO deposit cleared M-PESA but is not reflected in your member statement.

SACCO M-PESA reconciliation runs daily, not in real time. Allow 24 hours. If still missing, email or visit the SACCO with the M-PESA code and your member number. Some SACCOs require deposits to be flagged as either share capital or savings; the wrong tag delays reflection.

Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.

M-PESA paybill cost

What does paying MKU Sacco cost you?

For KES 2,500 to MKU Sacco (paybill ), the M-PESA charge is at most KES 20. Safaricom sets the charge; each business chooses whether the customer pays it, the business pays it, or they share it.

KSh

Result

Fee

KES 20

Total cost

KES 2,520

The fee is 0.80% of the amount sent.

Free for payments of KES 100 and below.

This is the total charge. The business chooses who pays it: you (Business Bouquet), the business (Customer Bouquet) or both, split by band (Mgao). So it is the most you pay.

Source: Safaricom Paybill Standard Tariff, linked from the Business Paybill page, checked 25 October 2026.

Updated for 2026 Safaricom tariffs. Verify on safaricom.co.ke before sending large amounts.

How to pay MKU Sacco

M-Pesa

Pay via M-Pesa

  1. Open M-Pesa, dial *334# or open the M-Pesa app.
  2. Select Lipa na M-Pesa, then Pay Bill.
  3. Enter Business Number:
  4. Enter Account (Reference Number): Confirm with MKU SACCO: paybill not currently verified.
  5. Enter the amount, in KES.
  6. Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.

Account format

Reference Number: Confirm with MKU SACCO: paybill not currently verified.

New to M-PESA paybills? Read the complete how-to-pay-a-paybill guide for every route (USSD, STK, SIM Toolkit, My OneApp), fees, and common mistakes.

M-PESA cost to pay MKU Sacco (2026 Safaricom tariff)

The M-PESA charge on paybill at common amounts, from Safaricom's Paybill Standard Tariff. This is the total charge. MKU Saccochooses who pays it: you, MKU Sacco, or a split, so it is the most you pay.

If you pay MKU SaccoM-PESA feeMost taken from your M-PESA
KES 200KES 5KES 205
KES 500KES 5KES 505
KES 1,000KES 10KES 1,010
KES 2,500KES 20KES 2,520
KES 10,000KES 48KES 10,048
KES 50,000KES 108KES 50,108

Free for amounts up to KES 100. Source: Safaricom Paybill Standard Tariff, checked 25 October 2026.

See full M-PESA fee bands and limits for every amount up to KES 250,000. Safaricom's fees already include excise duty, which is 15% of the fee on money transfer services.

MKU Sacco payment not working? Top fixes

Common failure modes when paying MKU Sacco via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.

SACCO deposit cleared M-PESA but is not reflected in your member statement.

SACCO M-PESA reconciliation runs daily, not in real time. Allow 24 hours. If still missing, email or visit the SACCO with the M-PESA code and your member number. Some SACCOs require deposits to be flagged as either share capital or savings; the wrong tag delays reflection.

Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.

Calculator preview

M-Pesa fees for MKU Sacco

AmountM-Pesa feeTotal cost
KES 50FreeKES 50
KES 200KES 5KES 205
KES 1,000KES 10KES 1,010
KES 5,000KES 34KES 5,034
KES 20,000KES 62KES 20,062
Open full calculator with currency conversion

About MKU Sacco

⚠️ MKU SACCO paybill needs verification. The number 270988 we previously listed appears to be Mount Kenya University's paybill, not MKU SACCO's (these are different entities). Contact MKU SACCO directly for the correct paybill.

Sector
SACCO

Frequently asked about MKU Sacco

What is MKU Sacco's paybill number?

MKU Sacco's M-Pesa paybill is . ⚠️ MKU SACCO paybill needs verification. The number 270988 we previously listed appears to be Mount Kenya University's paybill, not MKU SACCO's (these are different entities). Contact MKU SACCO directly for the correct paybill.

How do I pay MKU Sacco via M-Pesa?

Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number , then your account (Confirm with MKU SACCO: paybill not currently verified.), then the amount, then confirm with your M-Pesa PIN.

What account number do I use for MKU Sacco?

Confirm with MKU SACCO: paybill not currently verified.

Can I pay MKU Sacco from abroad?

Yes, diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to MKU Sacco's paybill . Compare fees on our diaspora hub before sending.

What are the M-Pesa fees for paying MKU Sacco?

M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.

What if I pay the wrong amount or use the wrong paybill?

Contact MKU Sacco support straight away with your M-PESA transaction code. If you paid the wrong paybill entirely, call Safaricom customer care on 100 (prepay) or 200 (postpay) as soon as you can. The 456 self-reversal does not cover paybills, and the business has to agree before the money comes back, so a refund is not guaranteed.

How do I confirm my payment to MKU Sacco went through?

M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code, it's your proof of payment. MKU Sacco should also confirm receipt via their channels.

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Paybill displayed: (mpesa paybill). How we verify.