Biashara Sacco paybill number 400 300
⚠️ SACCO paybills change occasionally. Always confirm with your SACCO's member services or check your latest member statement before sending money. If the paybill below doesn't work, contact the SACCO directly. Pay Biashara Sacco contributions and loans via M-PESA paybill 400300.
Verified with caveat on 14 May 2026, see notes belowhow we verify
Pay smarter
Calculate what this transaction will cost
Use the M-Pesa fees calculator to see the exact 2026 cost, in KES or your home currency if you're paying from abroad.
Open calculatorAccount number for Biashara Sacco
- Format
- Membership number
- What to type
- Use your Biashara Sacco member number.
- Common mistake
- Typing the date you joined or your account name: neither resolves to a unique member record.
Biashara Sacco payment not working? Top fixes
Common failure modes when paying Biashara Sacco via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
SACCO deposit cleared M-PESA but is not reflected in your member statement.
SACCO M-PESA reconciliation runs daily, not in real time. Allow 24 hours. If still missing, email or visit the SACCO with the M-PESA code and your member number. Some SACCOs require deposits to be flagged as either share capital or savings; the wrong tag delays reflection.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
M-PESA paybill cost
What does paying Biashara Sacco cost you?
For KES 2,500 to Biashara Sacco (paybill 400300), the M-PESA charge is at most KES 20. Safaricom sets the charge; each business chooses whether the customer pays it, the business pays it, or they share it.
Result
Fee
KES 20
Total cost
KES 2,520
Free for payments of KES 100 and below.
This is the total charge. The business chooses who pays it: you (Business Bouquet), the business (Customer Bouquet) or both, split by band (Mgao). So it is the most you pay.
Source: Safaricom Paybill Standard Tariff, linked from the Business Paybill page, checked 25 October 2026.
Updated for 2026 Safaricom tariffs. Verify on safaricom.co.ke before sending large amounts.
How to pay Biashara Sacco
M-Pesa
Pay via M-Pesa 400 300
- Open M-Pesa, dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 400 300
- Enter Account (Membership Number): Use your Biashara Sacco member number.
- Enter the amount, in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Membership Number: Use your Biashara Sacco member number.
M-PESA cost to pay Biashara Sacco (2026 Safaricom tariff)
The M-PESA charge on paybill 400300 at common amounts, from Safaricom's Paybill Standard Tariff. This is the total charge. Biashara Saccochooses who pays it: you, Biashara Sacco, or a split, so it is the most you pay.
| If you pay Biashara Sacco | M-PESA fee | Most taken from your M-PESA |
|---|---|---|
| KES 200 | KES 5 | KES 205 |
| KES 500 | KES 5 | KES 505 |
| KES 1,000 | KES 10 | KES 1,010 |
| KES 2,500 | KES 20 | KES 2,520 |
| KES 10,000 | KES 48 | KES 10,048 |
| KES 50,000 | KES 108 | KES 50,108 |
Free for amounts up to KES 100. Source: Safaricom Paybill Standard Tariff, checked 25 October 2026.
See full M-PESA fee bands and limits for every amount up to KES 250,000. Safaricom's fees already include excise duty, which is 15% of the fee on money transfer services.
Biashara Sacco payment not working? Top fixes
Common failure modes when paying Biashara Sacco via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
SACCO deposit cleared M-PESA but is not reflected in your member statement.
SACCO M-PESA reconciliation runs daily, not in real time. Allow 24 hours. If still missing, email or visit the SACCO with the M-PESA code and your member number. Some SACCOs require deposits to be flagged as either share capital or savings; the wrong tag delays reflection.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
Calculator preview
M-Pesa fees for Biashara Sacco
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | , |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Biashara Sacco
⚠️ SACCO paybills change occasionally. Always confirm with your SACCO's member services or check your latest member statement before sending money. If the paybill below doesn't work, contact the SACCO directly. Pay Biashara Sacco contributions and loans via M-PESA paybill 400300.
- Sector
- SACCO
Frequently asked about Biashara Sacco
What is Biashara Sacco's paybill number?
Biashara Sacco's M-Pesa paybill is 400300. ⚠️ SACCO paybills change occasionally. Always confirm with your SACCO's member services or check your latest member statement before sending money. If the paybill below doesn't work, contact the SACCO directly. Pay Biashara Sacco contributions and loans via M-PESA paybill 400300.
How do I pay Biashara Sacco via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 400300, then your account (Use your Biashara Sacco member number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Biashara Sacco?
Use your Biashara Sacco member number.
Can I pay Biashara Sacco from abroad?
Yes, diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Biashara Sacco's paybill 400 300. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Biashara Sacco?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Biashara Sacco support straight away with your M-PESA transaction code. If you paid the wrong paybill entirely, call Safaricom customer care on 100 (prepay) or 200 (postpay) as soon as you can. The 456 self-reversal does not cover paybills, and the business has to agree before the money comes back, so a refund is not guaranteed.
How do I confirm my payment to Biashara Sacco went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code, it's your proof of payment. Biashara Sacco should also confirm receipt via their channels.
Read deeper
SACCOs
The largest SACCOs in Kenya, paybill numbers, dividend rates, and how to join.
Pillar guide
Top SACCOs in Kenya 2026: paybills, dividends, and how to join
The largest SACCOs in Kenya, Mwalimu National, Stima, Kenya Police, Harambee, Kenya Bankers, and more. Paybills, dividend rates, and how to join.
More from SACCO
Related paybills
paybillke is an independent directory and tools service. We are not affiliated with Safaricom, Airtel, T-Kash, or any listed company.
Paybill displayed: 400 300 (mpesa paybill). How we verify.