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M-KOPA paybill number 333 222

Repay your M-KOPA solar home system, smartphone, or other asset financing via M-Pesa.

Verified by paybillke on 8 May 2026how we verify

Paybill

333 222

Account number: Your M-KOPA account ID number (printed on your M-KOPA device or in the M-KOPA app)

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Account number for M-KOPA

Format
Reference number
What to type
Your M-KOPA account ID number (printed on your M-KOPA device or in the M-KOPA app).
Common mistake
Reusing a reference number from a previous payment: most systems mark used references invalid and the new payment lands in suspense.

M-KOPA payment not working? Top fixes

Common failure modes when paying M-KOPA via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.

Loan repayment cleared M-PESA but the lender app still shows the balance outstanding.

Most lenders reflect M-PESA repayments within 15 minutes. If longer, contact the lender support with your M-PESA code and registered phone number. Avoid making a second payment until support confirms the first did not post: duplicate payments overpay your balance and the refund takes 5-7 working days.

Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.

M-PESA paybill cost

What does paying M-KOPA cost you?

For KES 2,500 to M-KOPA (paybill 333222), you pay KES 33 on top (total KES 2,533 debited from M-PESA). The fee is set by Safaricom, not by the paybill.

KSh

Result

Fee

KES 20

Total cost

KES 2,520

The fee is 0.80% of the amount sent.

Free for transactions up to KES 100.

Some paybills (e.g., government services on eCitizen) are zero-rated, Safaricom waives the customer fee. Confirm with the receiving entity.

Fees are typically lower than Send Money for the same amount.

Updated for 2026 Safaricom tariffs. Verify on safaricom.co.ke before sending large amounts.

Full paybill calculator with band table →

How to pay M-KOPA

M-Pesa

Pay via M-Pesa 333 222

  1. Open M-Pesa, dial *334# or open the M-Pesa app.
  2. Select Lipa na M-Pesa, then Pay Bill.
  3. Enter Business Number: 333 222
  4. Enter Account (Reference Number): Your M-KOPA account ID number (printed on your M-KOPA device or in the M-KOPA app).
  5. Enter the amount, in KES.
  6. Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.

Account format

Reference Number: Your M-KOPA account ID number (printed on your M-KOPA device or in the M-KOPA app).

New to M-PESA paybills? Read the complete how-to-pay-a-paybill guide for every route (USSD, STK, SIM Toolkit, My OneApp), fees, and common mistakes.

M-PESA cost to pay M-KOPA (2026 Safaricom tariff)

Total customer fee when paying paybill 333222 from M-PESA at common amounts. Fees are the standard Safaricom paybill bracket; some government services (eCitizen, KRA, NHIF/SHA) are zero-rated and these fees may be waived.

If you pay M-KOPAM-PESA feeTotal off your M-PESA
KES 200KES 5KES 205
KES 500KES 5KES 505
KES 1,000KES 10KES 1,010
KES 2,500KES 20KES 2,520
KES 10,000KES 48KES 10,048
KES 50,000KES 67KES 50,067

Free for amounts up to KES 100. M-KOPA does not charge its own fee on top of the M-PESA tariff; what you see is what you pay.

See full M-PESA fee bands, limits, and the 20% excise duty explained for every amount up to KES 250,000.

M-KOPA payment not working? Top fixes

Common failure modes when paying M-KOPA via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.

Loan repayment cleared M-PESA but the lender app still shows the balance outstanding.

Most lenders reflect M-PESA repayments within 15 minutes. If longer, contact the lender support with your M-PESA code and registered phone number. Avoid making a second payment until support confirms the first did not post: duplicate payments overpay your balance and the refund takes 5-7 working days.

You are CRB-listed and want the listing cleared after paying the full outstanding amount.

Paying the loan does not automatically update CRB. After paying, request a clearance letter from the lender (most issue it within 7 working days). The lender then updates CRB directly; your listing typically clears within 14 days of the clearance letter being issued.

Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.

Calculator preview

M-Pesa fees for M-KOPA

AmountM-Pesa feeTotal cost
KES 50FreeKES 50
KES 200KES 5KES 205
KES 1,000KES 10KES 1,010
KES 5,000KES 34KES 5,034
KES 20,000KES 62KES 20,062
Open full calculator with currency conversion

About M-KOPA

Repay your M-KOPA solar home system, smartphone, or other asset financing via M-Pesa.

Sector
Lending
Official site
m-kopa.com

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Frequently asked about M-KOPA

What is M-KOPA's paybill number?

M-KOPA's M-Pesa paybill is 333222. Repay your M-KOPA solar home system, smartphone, or other asset financing via M-Pesa.

How do I pay M-KOPA via M-Pesa?

Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 333222, then your account (Your M-KOPA account ID number (printed on your M-KOPA device or in the M-KOPA app).), then the amount, then confirm with your M-Pesa PIN.

What account number do I use for M-KOPA?

Your M-KOPA account ID number (printed on your M-KOPA device or in the M-KOPA app).

Can I pay M-KOPA from abroad?

Yes, diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to M-KOPA's paybill 333 222. Compare fees on our diaspora hub before sending.

What are the M-Pesa fees for paying M-KOPA?

M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.

How do I repay my M-KOPA loan?

Use M-Pesa paybill 333222 with your Your M-KOPA account ID number (printed on your M-KOPA device or in the M-KOPA app).. Repayments typically reflect within minutes.

What if I pay the wrong amount or use the wrong paybill?

Contact M-KOPA support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal, though success isn't guaranteed.

How do I confirm my payment to M-KOPA went through?

M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code, it's your proof of payment. M-KOPA should also confirm receipt via their channels.

Read deeper

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Further reading

Curated external sources we cite. Open in a new tab.

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Paybill displayed: 333 222 (mpesa paybill). How we verify.