Heritage Insurance
Pay your Heritage Insurance premiums.
Pay smarter
Calculate what this transaction will cost
Use the M-Pesa fees calculator to see the exact 2026 cost — in KES or your home currency if you're paying from abroad.
Open calculatorHow to pay Heritage
M-Pesa
Pay via M-Pesa 611 611
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 611 611
- Enter Account (Reference Number): Your Heritage policy number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Reference Number: Your Heritage policy number.
Calculator preview
M-Pesa fees for Heritage
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Heritage
Pay your Heritage Insurance premiums.
- Sector
- Insurance
- Official site
- heritage.co.ke
Frequently asked about Heritage
What is Heritage's paybill number?
Heritage's M-Pesa paybill is 611611. Pay your Heritage Insurance premiums.
How do I pay Heritage via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 611611, then your account (Your Heritage policy number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Heritage?
Your Heritage policy number.
Can I pay Heritage from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Heritage's paybill 611 611. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Heritage?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Heritage support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Heritage went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Heritage should also confirm receipt via their channels.
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Paybill displayed: 611 611 (mpesa paybill). How we verify.