Tala
CBK-licensed
Mobile loans up to KES 50,000 in minutes. CBK-licensed.
Visit TalaRepay your d.light solar product or pay for upgrades via M-Pesa.
Verified by paybillke on 27 April 2026how we verify
Looking for a loan?
Before borrowing from d.light, see how the rates and approval times stack up against Tala, Branch, KCB-M-Pesa, and Hustler Fund.
Compare lendersCommon failure modes when paying d.light via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
Most lenders reflect M-PESA repayments within 15 minutes. If longer, contact the lender support with your M-PESA code and registered phone number. Avoid making a second payment until support confirms the first did not post: duplicate payments overpay your balance and the refund takes 5-7 working days.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
M-PESA paybill cost
For KES 2,500 to d.light (paybill 215550), you pay KES 33 on top (total KES 2,533 debited from M-PESA). The fee is set by Safaricom, not by the paybill.
Result
Fee
KES 20
Total cost
KES 2,520
Free for transactions up to KES 100.
Some paybills (e.g., government services on eCitizen) are zero-rated, Safaricom waives the customer fee. Confirm with the receiving entity.
Fees are typically lower than Send Money for the same amount.
Updated for 2026 Safaricom tariffs. Verify on safaricom.co.ke before sending large amounts.
M-Pesa
Account format
Reference Number: Your d.light customer reference (in your product paperwork).
Total customer fee when paying paybill 215550 from M-PESA at common amounts. Fees are the standard Safaricom paybill bracket; some government services (eCitizen, KRA, NHIF/SHA) are zero-rated and these fees may be waived.
| If you pay d.light | M-PESA fee | Total off your M-PESA |
|---|---|---|
| KES 200 | KES 5 | KES 205 |
| KES 500 | KES 5 | KES 505 |
| KES 1,000 | KES 10 | KES 1,010 |
| KES 2,500 | KES 20 | KES 2,520 |
| KES 10,000 | KES 48 | KES 10,048 |
| KES 50,000 | KES 67 | KES 50,067 |
Free for amounts up to KES 100. d.light does not charge its own fee on top of the M-PESA tariff; what you see is what you pay.
See full M-PESA fee bands, limits, and the 20% excise duty explained for every amount up to KES 250,000.
Common failure modes when paying d.light via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
Most lenders reflect M-PESA repayments within 15 minutes. If longer, contact the lender support with your M-PESA code and registered phone number. Avoid making a second payment until support confirms the first did not post: duplicate payments overpay your balance and the refund takes 5-7 working days.
Paying the loan does not automatically update CRB. After paying, request a clearance letter from the lender (most issue it within 7 working days). The lender then updates CRB directly; your listing typically clears within 14 days of the clearance letter being issued.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
Calculator preview
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | , |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
Repay your d.light solar product or pay for upgrades via M-Pesa.
Compare lenders
Other CBK-licensed digital lenders. Rates and approval criteria vary.
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Visit BranchZenka Finance
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Visit Zenka Financed.light's M-Pesa paybill is 215550. Repay your d.light solar product or pay for upgrades via M-Pesa.
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 215550, then your account (Your d.light customer reference (in your product paperwork).), then the amount, then confirm with your M-Pesa PIN.
Your d.light customer reference (in your product paperwork).
Yes, diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to d.light's paybill 215 550. Compare fees on our diaspora hub before sending.
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
Use M-Pesa paybill 215550 with your Your d.light customer reference (in your product paperwork).. Repayments typically reflect within minutes.
Contact d.light support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal, though success isn't guaranteed.
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code, it's your proof of payment. d.light should also confirm receipt via their channels.
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How motorbike, phone, and asset finance works, major lenders compared, M-Pesa repayment, and the cost traps.
Further reading
Curated external sources we cite. Open in a new tab.
M-Pesa Fuliza Calculator
Fuliza overdraft access fee + daily charges calculator.
mpesa.or.ke · calculator
M-Shwari Calculator
M-Shwari savings interest + loan interest calculator (NCBA).
mpesa.or.ke · calculator
M-Pesa Taasi Till Loan Calculator
Taasi merchant lending product specifically.
mpesa.or.ke · calculator
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Paybill displayed: 215 550 (mpesa paybill). How we verify.