Credit Bank Kenya
Send money from M-Pesa to a Credit Bank account.
Check the cost first
Send to Credit Bank — for less
Sending money to a Kenyan bank? The M-Pesa fee depends on the amount. Check the actual cost before you press send.
Calculate the feeHow to pay Credit Bank
M-Pesa
Pay via M-Pesa 972 700
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 972 700
- Enter Account (Account Number): The recipient's Credit Bank account number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Account Number: The recipient's Credit Bank account number.
Calculator preview
M-Pesa fees for Credit Bank
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Credit Bank
Send money from M-Pesa to a Credit Bank account.
- Sector
- Bank
- Official site
- creditbank.co.ke
Frequently asked about Credit Bank
What is Credit Bank's paybill number?
Credit Bank's M-Pesa paybill is 972700. Send money from M-Pesa to a Credit Bank account.
How do I pay Credit Bank via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 972700, then your account (The recipient's Credit Bank account number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Credit Bank?
The recipient's Credit Bank account number.
Can I pay Credit Bank from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Credit Bank's paybill 972 700. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Credit Bank?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Credit Bank support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Credit Bank went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Credit Bank should also confirm receipt via their channels.
Further reading
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Paybill displayed: 972 700 (mpesa paybill). How we verify.