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How to pay Mogo loan via M-PESA (paybill 7034211), 2026

Mogo is paybill 7034211 with your agreement number or vehicle plate as the account. Here is the exact flow and what to do when a repayment does not show on your statement.

AO
by Reviewed by Josephine Njeri 5 min read Updated 15 September 2026Verified 15 Sept 2026

Mogo is one of the larger asset-finance lenders in Kenya, covering car loans, logbook loans, and boda boda financing. Repayment runs through a single M-PESA paybill, and the only decision you make is what to put in the account field.

The verified paybill

Mogo is paybill 7034211. The account is your Mogo agreement number or your vehicle plate number, per Mogo's own payments page. Either works.

Pay Mogo step by step

  1. Open the M-PESA app, or dial *334#.
  2. Select Lipa na M-PESA, then Pay Bill.
  3. Business number: 7034211.
  4. Account: your Mogo agreement number or vehicle plate number.
  5. Enter the instalment amount.
  6. Enter your M-PESA PIN and confirm.

Keep the M-PESA SMS with its transaction code.

Repayment not showing on your statement

After clearing, and CRB

If you were listed with CRB, paying the full balance does not clear it on its own. Request a clearance letter from Mogo (usually within 7 working days). Mogo updates CRB, and your listing clears within about 14 days of the letter.

What it costs

Mogo adds no fee on top of the M-PESA tariff.

If you payM-PESA feeTotal off your wallet
KES 1,000KES 10KES 1,010
KES 5,000KES 34KES 5,034
KES 20,000KES 62KES 20,062

Frequently asked questions

What is the Mogo paybill number?

Mogo is paybill 7034211. The account is your Mogo agreement number or your vehicle plate number.

My Mogo repayment is not showing. What do I do?

Wait 15 minutes, then contact Mogo with the M-PESA code and your registered phone. Do not pay again until they confirm the first did not post.

What account do I use for Mogo?

Your Mogo agreement number or your vehicle plate number.

How do I get my logbook after finishing a Mogo loan?

Once the balance is fully cleared, request the logbook release and clearance from Mogo. See our guide on getting the logbook after final payment.

Resources

  • Mogo paybill 7034211, the verified directory entry, is at paybillke.com/paybill/mogo.
  • See what happens if you default on Mogo and getting your logbook after the final payment.

Related reading

Curated external sources we cite. Open in a new tab.