Verified 12 September 2026
Equity Loans: The Full Menu
By Arnold Ochieng · Equity Bank Kenya hub · paybillke is an independent guide and is not affiliated with Equity Bank Kenya.
Equity lends across the whole range, from an instant mobile loan to a home mortgage. Here is the full menu so you go straight to the right product, with the mobile ones covered in depth on their own pages.
Mobile and short-term
Eazzy Loan, the mobile loan from KES 100 to KES 3 million, repayable over up to 24 months. Equity sets the rate per customer and charges an application fee of up to 5%. Boostika, the overdraft up to KES 100,000, effective 8.5% for the month, repaid in 30 days. Salary advance, a quick advance against your salary.
Personal loans
EquiLoan check-off for salaried employees whose employer remits, and personal loans for planned needs.
Home, plot and specialist
House and home loans and plot loans for property, and the Maji loan, a loan for home water and sanitation. Equity also issues American Express, Visa and Mastercard credit cards, including the Equity Gold and Classic credit cards.
How to choose
Instant needs suit Eazzy Loan or Boostika, planned personal needs suit a salary advance or EquiLoan check-off, property suits a home or plot loan, and a water project suits the Maji loan. Compare the rate, fees and term, and borrow within what your income services.
Frequently asked
Fastest Equity loan?
Eazzy Loan or Boostika, instant on the app or Equitel.
Does Equity do mortgages?
Yes, home and plot loans.
What is the Maji loan?
A loan for home water and sanitation.