Verified 12 September 2026
Equity Cards: Debit, Credit, Prepaid and American Express
By Arnold Ochieng · Equity Bank Kenya hub · paybillke is an independent guide and is not affiliated with Equity Bank Kenya.
Equity offers a full card range on Visa, Mastercard and American Express. Debit cards link to your account for shopping and ATM withdrawals at home and abroad. Credit cards, the Equity Gold and Classic and American Express, give a credit line on a monthly cycle, best cleared in full to avoid interest. Prepaid cards you load and spend suit budgeting, travel or giving a child controlled money, and premium cards add travel and lifestyle benefits. Apply at a branch or on the app.
Card types at a glance
Debit: everyday spend and ATM. Credit: Gold and Classic on Visa/Mastercard, plus American Express, on a monthly cycle. Prepaid: load and spend, good for budgets or travel. Premium: travel and lifestyle perks.
How to apply
At any Equity branch, or start the application on the Equity Mobile app. You will need your ID, KRA PIN, and for credit cards a proof of income and an existing Equity account.
Frequently asked
Does Equity offer American Express?
Yes, with Visa and Mastercard.
Which card for travel?
A premium or prepaid multicurrency card.
How do I apply?
At a branch or on the Equity app.